author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How long does it take to garnish a bank account
How Long Does it Take to Garnish a Bank Account?

April 12, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

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Denied credit card
Denied a Credit Card? Here’s What to Do Next

April 12, 2026

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

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Low-Budget Wedding Ideas
Low-Budget Wedding Ideas When You Want to Avoid Debt

April 11, 2026

You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.

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Personal Financial Planning for Your Financial Goals
12 Smart Money Management Tips to See You Through the Rest of the Year

April 12, 2026

Ready to finish the year strong? We have 12 smart money tips to get you there.

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Survey: 54% of Americans Can’t Handle a $500 Expense
How to Handle an Unexpected $500 Bill

April 12, 2026

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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Stay Debt Free This Holiday Season
Stay Debt Free This Holiday Season

April 12, 2026

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Survey: More Women Than Men Are Stressed About Debt
Survey: More Women Than Men Are Stressed About Debt

April 12, 2026

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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Is Your Financial Stress at an All Time High?
3 Reasons Your Financial Stress Is At an All-Time High

April 12, 2026

Even if your financial stress is at an all time high, there are ways to…

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The 3-6-9 Emergency Fund
The 3-6-9 Emergency Fund: How Much Do You Really Need?

April 11, 2026

Is three months' bills enough saved? Here’s how to know how much to put in your emergency fund.

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Why_Financial_Literacy_Is_Not_a_Buzz_Term
Why Financial Literacy Is Not Just a Buzz Term

April 12, 2026

Building your financial literacy can improve your life in countless ways.

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