
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 11, 2026
Missed loan payments can happen to the best of us. Here's what happens when you miss a payment, and how to avoid it.
Read moreMarch 11, 2026
A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.
Read moreMarch 11, 2026
There’s good and bad with balance transfer cards. Learn the details that can help you choose whether to use them.
Read moreMarch 13, 2026
Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.
Read moreApril 2, 2026
Your emergency fund could shield you from debt. Read on to see how much savings it takes to stay debt-free.
Read moreMarch 15, 2026
Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.
Read moreMarch 3, 2026
Ready to finish the year strong? We have 12 smart money tips to get you there.
Read moreMay 29, 2026
Want to make it easier to manage money? The 50/30/20 rule could work for you. Here’s how.
Read moreMay 29, 2026
Check out these financial skills we all could use and get on your way toward your money goals.
Read moreMay 29, 2026
Want financial stability? Take control of your money, focus on the essentials, and plan for the future. Here’s how.
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