author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How long does it take to garnish a bank account
How Long Does it Take to Garnish a Bank Account?

March 3, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

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Denied credit card
Denied a Credit Card? Here’s What to Do Next

March 3, 2026

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

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Low-Budget Wedding Ideas
Low-Budget Wedding Ideas When You Want to Avoid Debt

March 3, 2026

You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.

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Survey: 54% of Americans Can’t Handle a $500 Expense
How to Handle an Unexpected $500 Bill

March 3, 2026

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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Stay Debt Free This Holiday Season
Stay Debt Free This Holiday Season

March 3, 2026

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Survey: More Women Than Men Are Stressed About Debt
Survey: More Women Than Men Are Stressed About Debt

March 3, 2026

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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Is Your Financial Stress at an All Time High?
3 Reasons Your Financial Stress Is At an All-Time High

March 3, 2026

Even if your financial stress is at an all time high, there are ways to…

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The 3-6-9 Emergency Fund
The 3-6-9 Emergency Fund: How Much Do You Really Need?

March 3, 2026

Is three months' bills enough saved? Here’s how to know how much to put in your emergency fund.

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Couples and Money
Couples and Money: How and Why to Get on the Same Page About Debt

March 3, 2026

Couples often benefit from talking about money. Here's how and why couples should get on the same page about debt.

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What Is the Debt Snowball Method
What Is the Debt Snowball Method?

March 2, 2026

The debt snowball method could help you stay motivated while you knock out one debt at a time until your debts are gone.

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