author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

5 Home Buying Mistakes to Avoid
Nearly Two-Thirds of New Homeowners Were Unprepared for the Costs. Here Are the 10 Mistakes to Avoid

May 29, 2026

Buying a home? Don’t make these costly home-buying mistakes. Here are our tips for acing the home-buying process.

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Is Marriage Good for Your Financial Health?
Getting Married This Summer? Here's What It Could Do to Your Finances

May 29, 2026

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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The Psychological Benefits of Settling Your Debts
The Psychological Benefits of Settling Your Debts 

March 15, 2026

Your debt could be affecting your mental health. Here’s what debt settlement can do to help.

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Is an authorized user responsible for debt
Is An Authorized User Responsible For Debt?

March 8, 2026

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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How Much Debt Does the Average American Have?
How Much Debt Does the Average American Have?

April 1, 2026

Don’t let nationwide debt averages drive you. Your debt can be conquered no matter how it compares.

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Baby Budget
Baby Budget: How New Parents Can Avoid Debt

March 1, 2026

Babies are cute—and expensive. Here’s how to budget as a new parent and steer clear of debt.

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How to Motivate Your Spouse to Pay Off Debt
How to Motivate Your Spouse to Pay Off Debt

March 2, 2026

Working with your spouse to pay off debt can increase your chance of success. Here’s how to get motivated.

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How to Pay Off Debt When You Can Only Work Part-Time
How to Pay Off Debt When You Can Only Work Part-Time

March 2, 2026

A part-time salary doesn’t have to stop you from becoming debt-free.

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Does Eviction Protection Still Apply to You?
How to Pay Off Eviction Debt: A Complete Guide to Resolving Apartment Debt

March 3, 2026

Eviction debt can make it hard to find a rental and affect your credit. Learn how to pay it off and get back on track.

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How Does Medical Debt Should Up on Your Credit Report
How Does Medical Debt Show Up on Your Credit Report?

March 3, 2026

A rule keeping medical debt off credit reports has been struck down by the courts, but some protections remain in place.

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