author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

3 Money Management Mistakes to Avoid
Money Management Mistakes to Avoid

March 30, 2026

If you feel like your finances are stuck in neutral, you might be making these common money management mistakes.

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Debt Relief Options
Credit Counseling vs. Debt Relief vs. Bankruptcy: Which Option Is Right for You? [2025 Guide]

March 30, 2026

When you’re drowning in debt, you have options. Learn how to choose the debt solution that fits best.

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Are Lawsuit Settlements Taxable?
Are Lawsuit Settlements Taxable?

March 30, 2026

Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.

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Tax Debt Relief
How to Find Tax Debt Relief: IRS Programs and Consolidation Options

March 30, 2026

Both government and private tax debt relief exists, but which is better? Read on to see the options and how to choose.

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Baby Budget
Baby Budget: How New Parents Can Avoid Debt

April 14, 2026

Babies are cute—and expensive. Here’s how to budget as a new parent and steer clear of debt.

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How to Motivate Your Spouse to Pay Off Debt
How to Motivate Your Spouse to Pay Off Debt

April 14, 2026

Working with your spouse to pay off debt can increase your chance of success. Here’s how to get motivated.

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How to Pay Off Debt When You Can Only Work Part-Time
How to Pay Off Debt When You Can Only Work Part-Time

April 14, 2026

A part-time salary doesn’t have to stop you from becoming debt-free.

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Does Eviction Protection Still Apply to You?
How to Pay Off Eviction Debt: A Complete Guide to Resolving Apartment Debt

April 14, 2026

Eviction debt can make it hard to find a rental and affect your credit. Learn how to pay it off and get back on track.

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How Does Medical Debt Should Up on Your Credit Report
How Does Medical Debt Show Up on Your Credit Report?

April 14, 2026

A rule keeping medical debt off credit reports has been struck down by the courts, but some protections remain in place.

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What You Should Know About Credit Discrimination
What You Should Know About Credit Discrimination

April 12, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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