All Articles

Should You Change Your Financial Planning?
Ashley Maready

February 5, 2026

It's a good idea to evaluate your financial plans every so often. Find out why and learn tips to do it here.

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How to Enjoy the Holidays Without Debt
Brittney Myers

February 5, 2026

Even if you don’t make a ton of money, you can still feel rich during…

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Credit Card Debt Forgiveness
Rebecca Lake

February 5, 2026

Credit card debt forgiveness can happen through bankruptcy or debt settlement. Debt settlement means negotiating a lower payoff for your credit card debt. Bankruptcy...

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Meet Our Clients: Patti B.
Anna Baluch

February 5, 2026

Freedom Debt Relief shares our client stories of facing down debt and moving to a…

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Will Updates to the PPP Provide Any Small Business Debt Relief?
Sara Korn

February 5, 2026

Learn how the Paycheck Protection Program Flexibility Act of 2020 compares to the PPP in…

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The Pros and Cons of Loan Refinancing
Molly Zilli

February 5, 2026

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan. Learn more here.

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The Truth About America’s Debt Crisis
Tammi Huang

February 5, 2026

What is the American debt crisis, and what can you do to become less of…

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Auto Loans, Mobility, and Your Ability to Pursue Opportunities
Kailey Hagen

February 5, 2026

Auto loan debt is a fact of life for most in the U.S. given the…

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How to Use a Secured Credit Card and Build Credit
Karen Cordaway

February 5, 2026

Secured credit cards can help you start building or rebuilding your credit in a matter of months. Discover how they work here.

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Hardship Loans for Bad Credit
Erik J. Martin

February 5, 2026

Hardships are never easy to experience, but you may be able to weather the storm with these options.

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How Can I Find Government Credit Card Debt Relief Programs?
Dana George

February 5, 2026

Ads about government credit card relief may be a sham, but don't worry. There are plenty of other options.

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Debt Validation Letter: How to Validate a Debt
Richard Barrington

February 5, 2026

When should you validate a debt? When a debt collector contacts you, respond within 30 days or they may assume the debt is legitimate. Learn how to validate a debt.

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What Is The Difference Between a Credit Report and a Credit Score?
Miranda Marquit

February 5, 2026

Your credit report and credit score are different, but closely related. Learn how one affects the other.

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Should You Go Debt-Free? Pros and Cons of Debt-Free Living
Gina Freeman (Pogol)

February 5, 2026

Debt-free living does not mean never borrowing — it means managing your borrowing and developing good spending habits. Here's how to achieve your debt-free goals.

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Did the Fed Just Help You with Your Credit Card Debt?
Anna Baluch

February 5, 2026

The Fed’s new policy might affect your credit card debt. Find out how and what…

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Access to Credit: Predatory Lending and Payday Loans
Ben Gran

February 5, 2026

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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Is Your Debt Relief Company Legit?
Maurie Backman

February 5, 2026

Wondering if a debt relief company will help or harm? Here’s how to know if you’ve found a legit one.

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What Can Debt Collectors Do?
Kailey Hagen

February 5, 2026

Debt collectors have to follow laws when they contact you. Here's what they can and can’t do, and how to follow up.

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What to Do When You Can’t Pay Your Bills
Lyle Daly

February 5, 2026

Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.

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This One Big Life-Changing Adventure Could Help You Get Out of Debt Fast
Ben Gran

February 5, 2026

Tired of paying for the high cost of living in America? See how you can get out of debt faster by moving abroad.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

February 5, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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How to Lower Credit Utilization
Lindsay Vansomeren

February 5, 2026

High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.

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What Is the Debt Avalanche Method?
Ashley Maready

February 5, 2026

The avalanche, snowball, and blizzard methods all help you knock out debt fast. Get the 411 on which is right for you.

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Does Debt Relief Hurt Your Credit?
Ben Gran

February 5, 2026

Will debt relief hurt your credit? We’ve got tips on how to prepare for credit impacts while getting rid of debt.

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Couples and Money: How and Why to Get on the Same Page About Debt
Natasha Etzel

February 4, 2026

Couples often benefit from talking about money. Here's how and why couples should get on the same page about debt.

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Low-Budget Wedding Ideas When You Want to Avoid Debt
Natasha Etzel

February 4, 2026

You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.

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