All Articles

How Much Can You Usually Settle a Debt For?
Dana George

February 2, 2026

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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How to Consolidate Credit Card Debt
Rebecca Lake

February 2, 2026

Credit card consolidation can make it easier to pay off credit card balances. Learn how to successfully consolidate credit card debt and avoid credit consolidation mistakes.

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Bankruptcy: Understand Your Options
Richard Barrington

February 2, 2026

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Study: Freedom Debt Relief Helps Clients Reduce Stress
John Russo

February 2, 2026

A study from the L. William Seidman Research Institute found that Freedom Debt Relief helps…

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Balances at a Historic Low: Time to Get Credit Card Debt Under Control
Anna Baluch

February 2, 2026

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

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Talk to a Creditor About Loan Forbearance: A Step-by-Step Guide
Lyle Daly

February 2, 2026

Loan forbearance might be a good solution if you’re struggling. Here’s how to talk to your creditors about it.

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Will COVID-19 Stimulus and Benefits be Extended? 5 Things to Know
Anna Baluch

February 2, 2026

The extra $600 per week in federal unemployment benefits may be coming to an end…

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

February 2, 2026

Two of the most popular debt payoff strategies—and the one you’ll actually stick to.

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The Gift of Financial Freedom—How to Avoid Holiday Debt
Lyle Daly

February 2, 2026

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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Debt-Free Retirement
Rebecca Lake

February 2, 2026

Addressing your debt now can help you enjoy a debt-free retirement when you're ready to leave the 9-to-5 behind.

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What Is Emergency Debt Relief?
Rebecca Lake

February 2, 2026

Emergency debt relief can help you navigate a difficult financial situation. Learn how debt relief works and what you can do to get started.

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How to Change Your Spending Habits
Ashley Maready

February 2, 2026

Change can be scary, but good. Find out how to change your spending habits in a way that benefits you.

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Secured Debt vs. Unsecured Debt: Key Differences and Similarities
Brittney Myers

February 2, 2026

Financial knowledge is financial power. Learn about secured vs. unsecured debts and the best way to use them.

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Why Do People Overspend?
Ben Gran

February 2, 2026

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

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Debt—Is It a Dating Deal Breaker?
Tammi Huang

February 2, 2026

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

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Could a Lifestyle Change Help You Get Rid Of Debt Faster?
Natasha Etzel

February 2, 2026

Switching up your usual could help you get rid of debt faster. Here are a few lifestyle choices that could help.

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Cutting These 5 Expenses Could Help You Pay Off Debt
Maurie Backman

February 2, 2026

You can’t slash every expense, but here are a few that may be easier to cut than you’d expect.

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How Much Can You Borrow With a Home Equity Loan?
Kailey Hagen

February 2, 2026

Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.

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5 Financial Choices That Cost You More Than You Think—and How to Change Them
Natasha Etzel

February 2, 2026

Small choices could cost a lot. Find out which financial habits you might want to leave behind.

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Survey: Americans Are (Still) Struggling With Debt
Tammi Huang

February 2, 2026

Our recent survey revealed what our debt problem looks like, but what can those struggling…

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Financial House Cleaning: How to Organize Your Finances
Ashley Maready

February 2, 2026

Just like a messy home, messy finances can be stressful and overwhelming. Here are a few ways you can organize your financial house and start 2025 right.

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How to Dispute Your Credit Report
Brittney Myers

February 2, 2026

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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New York Debt Relief By the Numbers: 5-Year Debt Trends
Dana George

February 2, 2026

New York is pricey, but the average amount of debt among those who seek relief is lower than average. Here are the details—and debt solutions.

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Indiana Debt Relief By the Numbers: 5-Year Debt Trends
Lyle Daly

February 2, 2026

Indiana residents averaged $48,000 in debt in 2024, lower than the national numbers. Check out the state’s debt—and debt relief—trends.

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Delaware Debt Relief By the Numbers: 5-Year Debt Trends
Cole Tretheway

February 2, 2026

Delaware debt balances are about $90,000 higher than five years ago. Learn what the numbers show and what you could do if you need debt relief.

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