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While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

Help yourself get out of debt with these lifestyle changes and better money management.

It's normal to question whether you'll need to skip a loan payment during these precarious…

Are your federal student loans in default? See how to avoid wage garnishment based on new details from January 2026.

Owe money to a gym? Don't get caught in a collections trap for unpaid membership fees.

Can’t make your credit card payment? Learn what to expect and what moves to make.

Sued for an overdraft balance? You have options, and you'll be okay. Here's what to do next.

Struggling with debt you can't afford? Get the real story behind these debt relief myths to find out if it's for you.

Using a lot of your available credit? It could be affecting your credit scores and ability to borrow. Here's what to do.

Want to pay off your student loan debt faster? Here’s how I paid off student loans, and which money moves helped most.

The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.

Once debt is sold to a debt collector, it may seem scary. Here's what you need to know to become a fearless consumer.

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

Debt gets less scary when you start tackling it. We’ll show you how.

When a co-signed loan becomes a financial headache, debt settlement may be the cure.

Calculate whether a dealership offer would cover your current loan or hand you higher monthly payments.

California debt levels declined over the last five years, but many residents still struggle financially. Learn how debt relief can help.

Having a car repossessed could impact your credit and most of your life. Learn the steps to avoid losing your vehicle.

Can't afford your auto loan? Settlement may be tempting, but it's rarely an option. Here's why—and what to do instead.

A home equity line of credit (HELOC) may be a good way to fund debt payoff, home improvements, and more. Find out how it works.

Your emergency fund could shield you from debt. Read on to see how much savings it takes to stay debt-free.

Save your relationship from financial infidelity. Here's how you can start the conversation with your partner.