Personal Finance Articles

Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

January 12, 2026

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

January 12, 2026

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

January 12, 2026

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

January 12, 2026

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

January 12, 2026

Many people want to get financially healthy this year. If you're wondering how to improve…

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Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

January 12, 2026

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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Will Your Credit Limit Be Cut?
Brittney Myers

January 12, 2026

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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Couponing: A Beginner’s Guide
Brittney Myers

January 12, 2026

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

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How Voting Can Affect Your Personal Finances
Ben Gran

January 12, 2026

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

January 12, 2026

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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How to Save $100 by Unsubscribing from Entertainment Apps
Cole Tretheway

January 12, 2026

Many of us have no idea what we spend on subscription services every year. How…

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Same-Sex Couples Denied a Mortgage More Often
Ashley Maready

January 11, 2026

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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Learn a New Language: The Language of Money
Maurie Backman

January 11, 2026

Looking for a productive way to spend your extra time at home during quarantine? Learn…

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What Is a Grace Period?
Richard Barrington

January 11, 2026

A grace period could help you manage cash flow when bills are due, or save money on credit card purchases. Learn how to manage your grace periods.

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11 Creative Ways to Save for Emergencies When You’re Broke
Lindsay Vansomeren

January 11, 2026

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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How Could the New Biden Administration Affect My Money?
Steve Tanner

January 11, 2026

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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Cheap Christmas Ideas That Capture the Holiday Joy
Natasha Etzel

January 11, 2026

Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.

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Is Debit or Credit Better?
Ashley Maready

January 11, 2026

Should you use your debit or credit card? It depends on a number of factors, including your personal preferences, your budget, and more. Find out more here.

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How to Budget as a College Student
Maurie Backman

January 11, 2026

To make the most of your money when you’re a college student, you need a budget. Here’s how to set one up.

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3 Financial Red Flags in Relationships
Natasha Etzel

January 11, 2026

Want to strengthen your shared financial health with your partner? Avoid these financial red flags in relationships.

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Should You Change Your Financial Planning?
Ashley Maready

January 10, 2026

It's a good idea to evaluate your financial plans every so often. Find out why and learn tips to do it here.

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How to Enjoy the Holidays Without Debt
Brittney Myers

January 10, 2026

Even if you don’t make a ton of money, you can still feel rich during…

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Low-Budget Wedding Ideas When You Want to Avoid Debt
Natasha Etzel

January 10, 2026

You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.

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What to Do When You Can’t Pay Your Bills
Lyle Daly

January 10, 2026

Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.

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The 3-6-9 Emergency Fund: How Much Do You Really Need?
Maurie Backman

January 10, 2026

Is three months' bills enough saved? Here’s how to know how much to put in your emergency fund.

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Why a Bank Account Could be Frozen and How to Deal With It
Kailey Hagen

January 9, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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