Personal Finance Articles

How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

December 18, 2025

There are four tactics for protecting deposits from creditors.

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

December 18, 2025

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

December 18, 2025

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

December 18, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

December 18, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

December 18, 2025

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

December 18, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

December 18, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

December 18, 2025

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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Couponing: A Beginner’s Guide
Brittney Myers

December 17, 2025

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

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How Voting Can Affect Your Personal Finances
Ben Gran

December 17, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

December 17, 2025

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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How to Save $100 by Unsubscribing from Entertainment Apps
Cole Tretheway

December 17, 2025

Many of us have no idea what we spend on subscription services every year. How…

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Same-Sex Couples Denied a Mortgage More Often
Ashley Maready

December 17, 2025

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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Learn a New Language: The Language of Money
Maurie Backman

December 17, 2025

Looking for a productive way to spend your extra time at home during quarantine? Learn…

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What is a grace period
Richard Barrington

December 17, 2025

A grace period could help you manage cash flow when bills are due, or save money on credit card purchases. Learn how to manage your grace periods.

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11 Creative Ways to Save for Emergencies When You’re Broke
Lindsay Vansomeren

December 17, 2025

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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How Could the New Biden Administration Affect My Money?
Steve Tanner

December 17, 2025

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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Cheap Christmas Ideas That Capture the Holiday Joy
Natasha Etzel

December 17, 2025

Want to avoid overspending this holiday season? Check out these cheap Christmas ideas that capture the holiday joy.

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Is Debit or Credit Better?
Ashley Maready

December 16, 2025

Should you use your debit or credit card? It depends on a number of factors, including your personal preferences, your budget, and more. Find out more here.

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Should You Change Your Financial Planning?
Ashley Maready

December 16, 2025

It's a good idea to evaluate your financial plans every so often. Find out why and learn tips to do it here.

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How to Enjoy the Holidays Without Debt
Brittney Myers

December 16, 2025

Even if you don’t make a ton of money, you can still feel rich during…

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Do You Need to Change Your Spending Habits?
Ashley Maready

December 16, 2025

If you are facing a rough patch with your finances, maybe you need to change…

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Why a Bank Account Could be Frozen and How to Deal With It
Kailey Hagen

December 15, 2025

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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Why Financial Literacy Is Not Just a Buzz Term
Maurie Backman

December 15, 2025

Financial literacy can help you save money, get out of debt, and live a better life. Find out more here.

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3 Reasons Your Financial Stress Is At an All-Time High
Cole Tretheway

December 15, 2025

Even if your financial stress is at an all time high, there are ways to…

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