Personal Finance Articles

Access to Banking: What Does Underbanked Mean?
Steve Tanner

July 3, 2025

A disproportionate number of African Americans are underbanked or unbanked, which can diminish their access…

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The Best Financial Tips We Learned from Our Dads
John Russo

July 3, 2025

For many of us, our introduction to financial health and planning came from our dad…

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Why Financial Literacy Is Not Just a Buzz Term
Betsalel Cohen

July 3, 2025

Not so long ago, cash was the preferred method of payment for daily purchases, but times have certainly changed. As consumer shopping behaviors have evolved (think Amazon and online shopping) so has our relationship with credit cards and debt. Credit can cloud our view of spending, making it easy to forget how much we haveRead more Why Financial Literacy Is Not Just a Buzz Term

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How to Reduce Expenses and Save Money Every Month
Jessica Thiefels

July 3, 2025

Whether money’s tight or you’re trying to get out of debt faster, you’re probably wondering how to reduce expenses and save money. Here are some tips.

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Survey: More Women Than Men Are Stressed About Debt
John Russo

July 3, 2025

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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What is an Economic Injury Disaster Loan?
Kailey Hagen

July 3, 2025

An Economic Injury Disaster loan can be used to meet business obligations during a disaster.…

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Moving Back in With Mom and Dad — How to Make the Money Work
Ben Gran

July 3, 2025

Need to move back home with mom and dad? Here are tips for both parents…

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What is Budget Billing?
Cole Tretheway

July 2, 2025

Do the ups and downs of your utility bills make it hard to stick to…

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What is a Financial Emergency and How to Deal With One
Kailey Hagen

July 2, 2025

Learn how to prevent abrupt financial emergencies from turning into a long-term financial problem.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

July 2, 2025

There are four tactics for protecting deposits from creditors.

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How to Understand and Conquer Financial Phobia
Maurie Backman

July 2, 2025

If you’re suffering from financial phobia, you’re not alone. Learn more about this fear, how…

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How to Avoid Wedding Debt

It’s easy to get caught up in the excitement of wedding planning and spend more…

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

July 1, 2025

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

July 1, 2025

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

July 1, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

July 1, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

July 1, 2025

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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3 Expert Tips for Raising Financially Responsible Kids
John Russo

July 1, 2025

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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5 Home Buying Mistakes to Avoid
Ben Gran

July 1, 2025

If you're in the market for a new home and looking to take out a…

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Survey: How Americans Spend Their Tax Refunds
John Russo

July 1, 2025

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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Survey: 54% of Americans Can’t Handle a $500 Expense
John Russo

July 1, 2025

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

July 1, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

July 1, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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How Voting Can Affect Your Personal Finances
Ben Gran

July 1, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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Open Enrollment 2021: Do You Need an HSA?
Maurie Backman

June 30, 2025

As open enrollment begins, you may want to consider enrolling in an HSA, which is…

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

June 30, 2025

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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