Personal Finance Articles

How Are Lawsuit Settlements Taxed?
Hirak Bhayani

November 3, 2020

Did you just get a lawsuit settlement? Before you spend your money, even to pay…

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What the Latest Jobs Report Could Mean for Your Finances
Sara Korn

November 2, 2020

The employment situation has improved, but it will be a long road to a full…

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More Americans Than Ever Had a Bank Account – Last Year
Anna Baluch

October 26, 2020

2019 was a year with a record low unbanked rate, but the pandemic changed this…

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How Voting Can Affect Your Personal Finances
Justine Nelson

October 20, 2020

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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Beyond Coupons: How to Save Money Shopping
Anna Baluch

October 19, 2020

Want to save money shopping during the recession and beyond? Check out these creative ways…

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Developing The Financial Muscle Memory For Long Term Financial Health
Freddie Huynh

October 13, 2020

Most consumers have too much debt. And, like losing and keeping weight off is hard,…

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What Is the Community Reinvestment Act?
Sara Korn

October 12, 2020

What is the CRA? What role does it play in social justice and how does…

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What Happens When Your Loan Forbearance Ends?
Hirak Bhayani

October 7, 2020

While loan forbearance can provide temporary relief, when the forbearance period ends, you may have…

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Household Wealth Grew This Year — Why Doesn’t It Feel Like It?
Anna Baluch

October 6, 2020

Reports say household wealth grew this year, so why doesn't it feel like it for…

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Open Enrollment 2021: Should You Change Health Insurance in a Pandemic?
Steve Tanner

October 5, 2020

There are some good reasons to change health insurance plans, even during a pandemic. Explore…

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Reduced Debt Burden — The Proof is in the Pudding
Freddie Huynh

September 29, 2020

When it comes to financial health, there is something even more important than a credit…

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Ways to Save Money During the Pandemic That We Didn’t Expect
Anna Baluch

September 28, 2020

Looking for ways to save money during the coronavirus pandemic? Our team members found some…

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Should Your Company Reimburse Work-From-Home Expenses?
Anna Baluch

September 22, 2020

If you’re working remotely and wondering if your company is required to reimburse you for…

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Moving Back in With Mom and Dad — How to Make the Money Work
Justine Nelson

September 21, 2020

Need to move back home with mom and dad? Here are tips for both parents…

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Open Enrollment 2021: Do You Need an HSA?
Steve Tanner

September 17, 2020

As open enrollment begins, you may want to consider enrolling in an HSA, which is…

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Changes in Eviction Protection: Update
Sara Korn

September 11, 2020

The CDC extended eviction protection through the end of 2020 to all U.S. renters who…

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Open Enrollment 2021: Does Open Enrollment Matter More this Year?
Steve Tanner

September 10, 2020

It's almost time for open enrollment 2021. What is open enrollment? It's a limited time…

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Freedom Debt Relief: Demonstrating Positive Impact for Customers
Freddie Huynh

September 8, 2020

Freedom Debt Relief shares a first of its kind study demonstrating what happens to a…

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In a Strong Market, Here are Smart Ways to Increase Your Home Value
Sara Korn

September 4, 2020

If you’re doing renovations to increase your home’s value, use rewards cards or smart financing…

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Women Hit Harder by Recession, Loss of Childcare: How We’re Coping
Anna Baluch

September 2, 2020

How are you coping with work from home, school from home, and the pandemic "she-cession"?…

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Should You Start a 529 Plan?
Justine Nelson

September 1, 2020

Should you start a 529 plan? A 529 plan can help you save for college…

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What is Budget Billing?
Anna Baluch

August 31, 2020

Do the ups and downs of your utility bills make it hard to stick to…

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If You Missed Your Stimulus Check for Dependents, You have Another Chance
Justine Nelson

August 26, 2020

The first round of stimulus checks went out to some without the $500 for their…

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Back-to-School Budget 2020: How to Save Money This Year
Anna Baluch

August 24, 2020

No matter how your children will be returning to school in 2020, there are ways…

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Would a Payroll Tax Cut Help You?
Justine Nelson

August 20, 2020

President Trump issued an executive order to cut payroll taxes for working Americans making less…

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Does Eviction Protection Still Apply to You?
Anna Baluch

August 10, 2020

Has the coronavirus pandemic made it difficult for you to pay rent? If so, find…

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Best and Worst States for Coronavirus Unemployment Benefits
Sara Korn

August 6, 2020

Where does your state rank when it comes to unemployment benefits? Learn which states pay…

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What’s Your Financial Next Normal?
Anna Baluch

August 5, 2020

Thanks to the pandemic, we are all adjusting to a new normal. But what's next?…

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We Weren’t Saving for Retirement Before, Now it’s Even Harder
Justine Nelson

August 3, 2020

Widespread unemployment has led to more hardship as Americans struggle to save for retirement. Here’s…

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Is Your Financial Stress at an All Time High?
Anna Baluch

July 30, 2020

Even if your financial stress is at an all time high, there are ways to…

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You Built an Emergency Fund During Lockdown. Time to Spend It?
Justine Nelson

July 22, 2020

Many Americans have built up savings during the COVID-19 lockdown. But times are still hard.…

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3 Things You Might Need More Than a Stimulus Check
Anna Baluch

July 20, 2020

A second round of stimulus checks would be helpful but they aren’t the key to…

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Talk to a Creditor About Loan Forbearance: A Step by Step Guide
Justine Nelson

July 14, 2020

If you are considering asking your creditor for loan forbearance, here is a step-by-step guide…

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Will COVID-19 Stimulus and Benefits be Extended? 5 Things to Know
Anna Baluch

July 13, 2020

The extra $600 per week in federal unemployment benefits may be coming to an end…

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Access to Banking: What Does Underbanked Mean?
Steve Tanner

July 9, 2020

A disproportionate number of African Americans are underbanked or unbanked, which can diminish their access…

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What to Do When Your Spouse Loses Their Job
Anna Baluch

July 7, 2020

Wondering what to do when your spouse loses their job? These tips can help you…

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5 Smart Ways to Spend Your 2020 Tax Refund
Justine Nelson

July 6, 2020

There are so many things you can do with a tax refund, but what should…

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Will Your Job Come Back After COVID? What to Do if it Doesn’t
Anna Baluch

July 1, 2020

With record unemployment, we are all wondering if our jobs will come back after COVID.…

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7 Ways to Save Money This Summer and Still Have Fun
Sara Korn

June 30, 2020

The enjoy familiar summer activities is stronger than ever. Explore some ways you can save…

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Same-Sex Couples Denied a Mortgage More Often
Anna Baluch

June 29, 2020

A study shows same-sex couples are denied a mortgage more often than then heterosexual couples.…

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What is an Economic Injury Disaster Loan?
Justine Nelson

June 26, 2020

An Economic Injury Disaster loan can be used to meet business obligations during a disaster.…

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Who Really Pays for COBRA?
Anna Baluch

June 25, 2020

COBRA can help you get temporary health insurance after you’ve lost your job. But who…

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What You Should Know About Mortgage Discrimination
Steve Tanner

June 24, 2020

Learn more about buying a home, a very important step toward building wealth, and the…

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How Depression Might Affect Spending and Debt
Sara Korn

June 22, 2020

Depression can make it harder to do even simple financial tasks. Here are some tips…

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Should You Borrow Money from Friends and Family in Hard Times?
Justine Nelson

June 17, 2020

Borrowing money from friends and family can be tricky, but doable if you and your…

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Money Tips for Recent College Grads: Recession Edition
Anna Baluch

June 15, 2020

Are you a 2020 college grad hoping to thrive in the midst of a recession?…

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

June 10, 2020

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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Financial Advice to Ignore During a Recession
Anna Baluch

June 9, 2020

It will come as no surprise to know that not all financial advice is good…

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Financial Goals to Prioritize During COVID-19
Anna Baluch

June 8, 2020

Find out which financial goals are important to prioritize during the coronavirus pandemic so you…

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What You Should Know About Credit Discrimination
Molly Zilli

June 4, 2020

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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