All Articles

COVID Credit Card Debt Relief: Who Offers It?
Richard Barrington

November 8, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

November 8, 2025

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

November 8, 2025

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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6 Ways to Improve Your Financial Literacy
Justine Nelson

November 8, 2025

If you have made it a goal to learn more about personal finance, then you…

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

November 8, 2025

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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How Much of Your Income Should You Spend on Housing?
Richard Barrington

November 8, 2025

The 25-30% rule is a guideline for how much of your income to spend on housing. Learn how to use it to help you have more money for your goals.

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

November 8, 2025

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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How to Get Out of Debt Fast
Erik J. Martin

November 7, 2025

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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What is a HELOC?
Erik J. Martin

November 7, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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Complete Guide to Debt Consolidation
Peter Warden

November 7, 2025

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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How Does Student Loan Forbearance Affect Your Credit Score?
Ben Gran

November 7, 2025

Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.

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How to Deal With Collection Agencies
Dana George

November 7, 2025

Debts eventually become uncollectible. Once a debt expires, collectors can't legally sue you—but some still try. Learn more here.

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What Is Refinancing?
Richard Barrington

November 7, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

November 7, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

November 7, 2025

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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January is Poverty in America Awareness Month
Molly Zilli

November 7, 2025

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

November 7, 2025

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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Veteran Debt Relief Grants: Your Guide to Financial Assistance Programs 2025
Erik J. Martin

November 7, 2025

Tour of duty complete, now it’s time to conquer debt. Find out which veteran debt relief programs could help you.

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Hardship Program for Debt: Your Complete Guide to Financial Relief [2025]
Robin Hartill, CFP

November 7, 2025

Look into a debt hardship program if you're struggling, as these programs could help you save money and stress.

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Does Debt Relief Cancel Credit Cards?
Dana George

November 7, 2025

When you need debt relief, you might need to take a break from credit cards. Find out what could happen to your cards.

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Loan Refinancing Explained
Dana George

November 7, 2025

Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.

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Don’t Let a Burrito Put You Into High-Interest Debt. Beware of BNPL
Ben Gran

November 7, 2025

Don’t pay more for your burrito. Learn how to avoid Buy Now, Pay Later (BNPL) for everyday purchases.

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Ben Gran

November 7, 2025

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

November 7, 2025

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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How Household Debt Impacts Your Everyday Life
Richard Barrington

November 7, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to Prepare for a Recession If You are Already Struggling
Brittney Myers

November 7, 2025

How do you prepare for a recession when you already struggle financially? Even in tough…

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