All Articles

The Pros and Cons of Cash-Out Refinancing
Housten Donham

December 18, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

December 18, 2025

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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Looking for a Loan with Bad Credit?
John Russo

December 18, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

December 18, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

December 18, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

December 18, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

December 18, 2025

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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5 Credit Score Factors You Should Know
Kate Robinson Beckwith

December 18, 2025

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

December 18, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

December 18, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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Strike Back and Move On: How to Recover From Financial Abuse
Gina Freeman (Pogol)

December 18, 2025

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

December 18, 2025

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

December 18, 2025

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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Will Your Credit Limit Be Cut?
Brittney Myers

December 18, 2025

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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Is a Debt Relief Program a Good Idea for You?
Robin Hartill, CFP

December 17, 2025

Is a debt relief program your best choice? Find out the pros and cons of each option so you can pick the path that’s right for you.

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Couponing: A Beginner’s Guide
Brittney Myers

December 17, 2025

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

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How Voting Can Affect Your Personal Finances
Ben Gran

December 17, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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How to Stop Credit Card Collection Calls
Cole Tretheway

December 17, 2025

Learn your rights and how to stop collection calls from credit card companies and debt collectors.

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When Is the Right Time to Open a New Credit Card?
Ashley Maready

December 17, 2025

Follow these tips when opening a new credit card to save money, raise your credit score, and maximize your rewards.

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Payday Loan Consolidation: What Are My Best Options?
Richard Barrington

December 17, 2025

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

December 17, 2025

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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How to Save $100 by Unsubscribing from Entertainment Apps
Cole Tretheway

December 17, 2025

Many of us have no idea what we spend on subscription services every year. How…

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Same-Sex Couples Denied a Mortgage More Often
Ashley Maready

December 17, 2025

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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Learn a New Language: The Language of Money
Maurie Backman

December 17, 2025

Looking for a productive way to spend your extra time at home during quarantine? Learn…

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What is a grace period
Richard Barrington

December 17, 2025

A grace period could help you manage cash flow when bills are due, or save money on credit card purchases. Learn how to manage your grace periods.

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11 Creative Ways to Save for Emergencies When You’re Broke
Lindsay Vansomeren

December 17, 2025

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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