All Articles
April 4, 2026
Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.
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Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…
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Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.
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Buy now, pay later plans make it easy to pay for stuff over time. But what are they doing to your credit?
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Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.
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A quick side hustle or a trip to the pawn shop could get you money in a hurry.
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You don’t need to sign up for a subscription to check your credit score.
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The 7-in-7 rule helps protect you from harassment by debt collectors. Here’s how it works—and what it doesn't cover.
Read moreApril 3, 2026
While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.
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You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.
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Help yourself get out of debt with these lifestyle changes and better money management.
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It's normal to question whether you'll need to skip a loan payment during these precarious…
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Are your federal student loans in default? See how to avoid wage garnishment based on new details from January 2026.
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The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.
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Want to pay off your student loan debt faster? Here’s how I paid off student loans, and which money moves helped most.
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Sued for an overdraft balance? You have options, and you'll be okay. Here's what to do next.
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Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.
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Using a lot of your available credit? It could be affecting your credit scores and ability to borrow. Here's what to do.
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Once debt is sold to a debt collector, it may seem scary. Here's what you need to know to become a fearless consumer.
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Owe money to a gym? Don't get caught in a collections trap for unpaid membership fees.
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Can’t make your credit card payment? Learn what to expect and what moves to make.
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Debt collectors can call often—but not endlessly. Learn the rules about how often they’re allowed to call.
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Struggling with debt you can't afford? Get the real story behind these debt relief myths to find out if it's for you.
Read moreApril 2, 2026
Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...
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If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.
Read moreApril 2, 2026
While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.
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