All Articles

Debt Relief Programs: How They Work and What to Look For
Gina Freeman (Pogol)

December 12, 2025

The debt relief program is a way to reduce what you owe on credit cards and other debt by convincing creditors to accept less than you owe. Find out more here.

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What Is a 401(k) Plan?
Jacqueline Backman

December 12, 2025

A 401(k) plan is a way to save and invest for retirement, and your employer might even match your contributions. Find out how they work here.

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Protect Your Identity This Holiday Season
John Russo

December 12, 2025

Learn how to protect your identity online while you’re shopping during the holidays or any other time of year. Find out more here.

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How Much Does Bankruptcy Cost?
Gina Freeman (Pogol)

December 12, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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Do You Need an HSA?
Maurie Backman

December 12, 2025

An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.

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Is Debt Settlement Worth It?
Kailey Hagen

December 12, 2025

Debt settlement could be a powerful debt relief tool. Here's how to know whether it's the right option for you.

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What's a Credit Report and How Do I Get Mine?
Dana George

December 12, 2025

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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What Is a Prepaid Debit Card and How Does It Work?
Dana George

December 12, 2025

Looking for a dual-purpose debit card? A prepaid debit card lets you do business online and avoid debt, all without needing a bank account. Here’s how it works.

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Buying a Home in My 20s Was a Financial Disaster—Here's How I Recovered
Ashley Maready

December 12, 2025

Even if home-buying messes up your finances, you can recover. Here’s how.

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Should You Make Multiple Credit Card Payments in a Month?
Brittney Myers

December 12, 2025

Are you paying your credit card too often—or not often enough? Here's when to make one payment or multiple each month.

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
Ashley Maready

December 12, 2025

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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How Much Does Credit Counseling Cost?
Natasha Etzel

December 12, 2025

Credit counseling could help you but it’s usually not free. Learn more here.

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What Is Loan Consolidation?
Richard Barrington

December 12, 2025

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen

December 12, 2025

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

December 12, 2025

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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What Is the Lowest Credit Score?
Cole Tretheway

December 12, 2025

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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7 Smart Ways to Use Your Credit Cards in a Recession
Cole Tretheway

December 12, 2025

Credit cards can help you, rather than hurt you in a recession, as long as…

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

December 12, 2025

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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Best Ways to Get Debt Relief
Brittney Myers

December 12, 2025

Help yourself get out of debt with these lifestyle changes and better money management.

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Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

December 12, 2025

It's normal to question whether you'll need to skip a loan payment during these precarious…

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Dana George

December 12, 2025

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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How to Respond to a Court Summons For Credit Card Debt
Gina Freeman (Pogol)

December 12, 2025

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

December 12, 2025

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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How to Refinance Credit Card Debt
Richard Barrington

December 12, 2025

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

December 12, 2025

Debt gets less scary when you start tackling it. We’ll show you how.

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Do You Really Need a 20% Down Payment?
Maurie Backman

December 12, 2025

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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