All Articles

Why You Should Have a Will, Even if You’re Not Rich
Kailey Hagen, CFP

August 13, 2026

A will is an essential legal document that you need, even if you’re not rich.…

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How Does Student Loan Forbearance Affect Your Credit Score?
Ben Gran

August 13, 2026

Student loan forbearance differs for federal and private loans. Here’s how both can affect your credit score.

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The Good, Fair, and Poor: How Your Credit Score Is Determined
Lyle Daly

August 13, 2026

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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Should You Borrow Money from Friends and Family in Hard Times?
Lyle Daly

August 13, 2026

Borrowing money from friends and family can be tricky, but doable if you and your…

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Can You Raise Your Credit Score 100 Points Overnight?
Brittney Myers

August 13, 2026

You might be surprised at how quickly your credit score could jump. Here are a few moves that could get you big points fast.

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What to Do When Your Spouse Loses Their Job: A Complete Guide
Maurie Backman

August 13, 2026

Losing a job could throw your spouse and finances for a loop. Here’s how to cope.

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How to Prepare for a Recession If You Are Already Struggling
Brittney Myers

August 13, 2026

How do you prepare for a recession when you already struggle financially? Even in tough…

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Dana George

August 13, 2026

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

August 13, 2026

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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Ready to Teach Money Skills at Home?
Dana George

August 13, 2026

Their first teacher is you. Make sure your kids are learning what they need to know about money.

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How to Budget for Groceries
Maurie Backman

August 13, 2026

Food costs are up. Here’s how to budget for groceries at a time when prices are spiking.

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Do You Really Need a 20% Down Payment?
Maurie Backman

August 13, 2026

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

August 13, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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How Is Severance Pay Taxed: 2026 Guide
Maurie Backman

August 5, 2026

Laid-off workers get taxed on severance pay, adding insult to injury after a job loss. Here’s how it might impact you.

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Furlough vs Layoff vs Termination: What's the Difference?
Maurie Backman

August 5, 2026

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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How to Fix a Negative Bank Balance: Step-by-Step Guide
Ashley Maready

August 5, 2026

If your bank account is in the negative, it can cost you money. Find out how to clear a negative bank balance here.

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Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency
Kailey Hagen, CFP

August 5, 2026

Building an emergency fund is one of the best decisions you'll ever make for your finances.

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Couponing: A Beginner’s Guide
Brittney Myers

August 5, 2026

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

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Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect
Ben Gran

August 5, 2026

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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Utah Debt Relief by the Numbers: 5-Year Debt Trends
Kailey Hagen, CFP

August 4, 2026

Many Utah residents find themselves in debt, but plenty are working their way out of it too. Here's how you could join them.

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New Hampshire Debt Relief by the Numbers: 5-Year Debt Trends
Rebecca Lake

August 3, 2026

New Hampshire debt levels increased from 2020 to 2025. Learn more about how debt trends have changed among debt relief seekers.

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Why Financial Literacy Is Not Just a Buzz Term
Maurie Backman

July 31, 2026

Building your financial literacy can improve your life in countless ways.

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Why Do People Overspend?
Ben Gran

July 31, 2026

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

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How to Create a Bare-Bones Budget When You’re in Debt
Natasha Etzel

July 31, 2026

Want to stop overspending? Learn how to create a bare-bones budget.

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What You Should Know About Credit Discrimination
Cole Tretheway

July 31, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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Why a Bank Account Could be Frozen and How to Deal With It
Kailey Hagen, CFP

July 31, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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