All Articles

Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency
Kailey Hagen

November 22, 2025

Building an emergency fund is one of the best decisions you'll ever make for your finances.

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What Was Biden’s Student Loan Forgiveness Program?
Cole Tretheway

November 22, 2025

Can the Biden student loan forgiveness plan help you?

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Is An Authorized User Responsible For Debt?
Brittney Myers

November 22, 2025

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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How to Settle SBA Loan Debt: Complete Guide to Debt Relief Options
Kailey Hagen

November 22, 2025

It's possible to settle your SBA loans. Here's how to get started.

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Is a 600 Credit Score Good or Bad?
Richard Barrington

November 22, 2025

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

November 22, 2025

There are four tactics for protecting deposits from creditors.

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Credit Score Chart and Credit Score Range
Richard Barrington

November 22, 2025

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]
Rebecca Lake

November 22, 2025

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Scam? The Tax Debt Compromise Program Phone Call
Lyle Daly

November 22, 2025

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Tips for Choosing a Debt Relief Company
Brittney Myers

November 22, 2025

How to choose a debt settlement company.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Kimberly Rotter

November 22, 2025

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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What Is a Debt Consolidation Loan?
Rebecca Lake

November 22, 2025

A debt consolidation loan can lower your payment, reduce your interest rate, and simplify your debt management. Learn more about the types of debt consolidation loans.

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

November 22, 2025

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

November 22, 2025

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

November 22, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Credit Card Limits Aren’t Keeping Up — and It’s Hurting People in These States
Lyle Daly

November 22, 2025

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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Looking for a Loan with Bad Credit?
John Russo

November 22, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

November 22, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

November 22, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

November 22, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

November 21, 2025

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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5 Credit Score Factors You Should Know
Kate Robinson Beckwith

November 21, 2025

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

November 21, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

November 21, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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Is a Debt Relief Program a Good Idea for You?
Robin Hartill, CFP

November 21, 2025

Is a debt relief program your best choice? Find out the pros and cons of each option so you can pick the path that’s right for you.

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How Voting Can Affect Your Personal Finances
Ben Gran

November 21, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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