All Articles

Zombie Debt: Don’t Let It Rise to Bite You
Dana George

September 19, 2026

A decade-old debt just came back from the dead. Learn why zombie debt resurfaces, and how to shut it down.

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Is Debt Settlement Worth It?
Kailey Hagen, CFP

September 19, 2026

Debt settlement can cut what you owe, but it comes with real trade-offs. Here's how to weigh them.

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How to Pay Off Student Loans: A Complete Guide
Cole Tretheway

September 19, 2026

Student loans can feel like a lot to manage. Learn clear, practical steps to pay them off with less stress.

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Debt Load and Your Finances
Cole Tretheway

September 19, 2026

Your debt load is more than a number. It's the weight your monthly budget carries.

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What Is Zero-Based Budgeting?
Maurie Backman

September 19, 2026

Give every dollar a job. Here's how a zero-based budget helps you spend, save, and get ahead of debt.

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Debt Consolidation vs. Bankruptcy: Which Is Better?
Maurie Backman

September 19, 2026

Debt consolidation and bankruptcy each offer a path through overwhelming debt, just in very different ways.

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Buy Now, Panic Later: The Debt People Don't Realize They're Carrying
Rebecca Lake

September 17, 2026

Two in five people carry an active buy now, pay later plan, often on top of subscriptions and other financing. Learn more.

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The Debt Journey Map: How American Debt Starts, Grows, and Ends
Rebecca Lake

September 17, 2026

Freedom Debt Relief surveyed 1,013 Americans on how debt starts, grows, and shrinks. Find out what strategies actually worked.

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Debt Relief Options: How to Choose the Right Solution for Your Debt
Ben Gran

September 16, 2026

You have more debt relief options than you might think, and this guide helps you find the right one.

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How to Consolidate Credit Card Debt
Rebecca Lake

September 16, 2026

Credit card consolidation combines several balances into one monthly payment. Compare balance transfers, loans, and other options to find the right fit.

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How Americans Really Feel About Debt, and Why Talking Helps
Rebecca Lake

September 16, 2026

A Freedom Debt Relief survey found 62% of Americans rank credit card debt their most stressful, and nearly half keep a debt secret. See why talking helps.

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The Credit Card Burnout Study: How Many Americans Are Trapped in a Revolving Balance Cycle?
Rebecca Lake

September 16, 2026

New data on 1,006 U.S. cardholders reveals who feels trapped in credit card debt and why they stay stuck. Learn more.

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Can My Bank Account Be Garnished Without Notice? A Complete Guide to Bank Account Levy and Garnishment
Gina Freeman (Pogol)

September 15, 2026

Yes, debt collectors can freeze your bank account, but only after following strict legal steps.

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How to Rebuild Your Credit After Debt Relief in 2026
Brittney Myers

September 15, 2026

You settled your debt. Here's how to rebuild your credit score, one habit at a time.

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Which Debt Should You Pay Off First?
Thilini Wijesinhe

September 15, 2026

Take charge of your debt by choosing the first one to smash. We’ll help you learn how to prioritize your debt payoff order.

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How Does Debt Consolidation Work?
Richard Barrington

September 12, 2026

One new loan could replace several debts and simplify your budget, all in a single monthly payment.

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What Is Unsecured Debt?
Richard Barrington

September 12, 2026

Unsecured debt has no collateral, so lenders rely on your credit history. Learn what counts as unsecured debt and how to manage it.

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Is a Balance Transfer a Good Idea?
Brittney Myers

August 31, 2026

A 0% intro APR could save you real money on debt, if you pay it off before the clock runs out.

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Is Debt Consolidation a Good Idea?
Richard Barrington

August 31, 2026

One loan, one payment: learn when debt consolidation could work in your favor, and when it might not.

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Best Debt Relief Companies: Finding the Right Solution for You
Dana George

August 29, 2026

Compare debt settlement, consolidation, and other relief options to help you choose the best fit for your situation.

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How to Deal with Debt Collectors
Maurie Backman

August 28, 2026

Debt collectors must send written validation of your debt within five days of contacting you. Learn how to handle debt collectors and protect your rights.

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Credit Card Forbearance: Your Complete Guide to Pausing Payments
Maurie Backman

August 28, 2026

Behind on credit card bills? Forbearance can pause your payments while you get back on track.

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How to Settle SBA Loan Debt: Complete Guide to Debt Relief Options
Kailey Hagen, CFP

August 28, 2026

Behind on an SBA loan? Here's every relief option before Treasury gets involved.

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Debt and Divorce: From Division to Debt Relief
Richard Barrington

August 28, 2026

Learn who's responsible for debt after divorce and how to protect your credit. Explore debt relief options that fit your new financial situation.

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Emergency Funds: How to Prepare for the Unexpected
Ashley Maready

August 28, 2026

Save $500 to $1,000 to start, then grow from there. Learn how to build an emergency fund step by step, even on a tight budget.

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Looking for a Loan with Bad Credit?
John Russo

August 28, 2026

A bad credit loan is still possible to get. Learn how bad credit loans work, where to apply, and how to spot a legitimate lender.

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