All Articles

Why Do People Overspend?
Ben Gran

July 31, 2026

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

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What You Should Know About Credit Discrimination
Cole Tretheway

July 31, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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Why Financial Literacy Is Not Just a Buzz Term
Maurie Backman

July 31, 2026

Building your financial literacy can improve your life in countless ways.

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Are Lawsuit Settlements Taxable?
Maurie Backman

July 31, 2026

Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.

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Why a Bank Account Could be Frozen and How to Deal With It
Kailey Hagen, CFP

July 31, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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How to Create a Bare-Bones Budget When You’re in Debt
Natasha Etzel

July 31, 2026

Want to stop overspending? Learn how to create a bare-bones budget.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

July 30, 2026

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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Perfect Credit: How to Get the Highest Credit Score
Kailey Hagen, CFP

July 30, 2026

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

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What Is the Lowest Credit Score?
Cole Tretheway

July 30, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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17% of Parents Dipped Into Retirement Savings to Pay for Their Kids' College. Here's How to Avoid That Mistake
Ben Gran

July 24, 2026

Most families are willing to stretch their finances to pay for college. Here are our tips.

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What is Freedom Debt Relief and How Does It Relate to Achieve?
Kimberly Rotter

July 16, 2026

Freedom Debt Relief is a unique program with its own dedicated team, its process, and website. Here’s what you need to know.

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New Mexico Debt Relief by the Numbers: 5-Year Debt Trends
Kailey Hagen, CFP

July 11, 2026

New Mexico debt relief seekers have seen average debt increase in recent years. Here are the debt relief options that might help.

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Using a Home Equity Loan for a Remodel: What to Know Before You Borrow
Rebecca Lake

July 9, 2026

Home equity loans can be used for nearly anything, but they're a natural fit for home projects. Learn more here.

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If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today
Richard Barrington

July 9, 2026

If your electric bill is getting really high, several proven strategies could bring it down.

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Summons for Credit Card Debt: Complete Response Guide (2025 Updated)
Richard Barrington

July 8, 2026

It’s possible to defend yourself in a lawsuit for credit card debt, or reduce the amount you owe. Here’s what you need to know.

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Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

July 8, 2026

Sued for credit card debt? Breathe. Prepare. Here, we help you understand what you could do about it.

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Debt Collection Lawsuit: Here's How to Protect Yourself
Ben Gran

July 8, 2026

You’ve got rights even when debt collectors are threatening to sue. Here’s how to avoid a debt collection lawsuit.

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When Do Late Payments Fall Off Your Credit Report and What if it Doesn’t Happen?
Brittney Myers

July 8, 2026

Late payments should go away on their own. Here's when that happens—and what to do if it doesn't.

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What Every Parent Should Teach Their Kids About Credit Cards Before College in 2026
Lyle Daly

June 24, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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Can You Use Your Home Equity to Wipe Out Student Loans? Here's How It Works.
Richard Barrington

June 24, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Virginia Debt Relief by the Numbers: 5-Year Debt Trends
Brittney Myers

May 30, 2026

Debt levels have gone up for many Virginia residents. See how you stack up to others seeking debt relief in Virginia and across the U.S.

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Nearly Two-Thirds of New Homeowners Were Unprepared for the Costs. Here Are the 10 Mistakes to Avoid
Ben Gran

May 29, 2026

Buying a home? Don’t make these costly home-buying mistakes. Here are our tips for acing the home-buying process.

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Getting Married This Summer? Here's What It Could Do to Your Finances
Ben Gran

May 29, 2026

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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How to Be Financially Stable—and Not Just Surviving
Kimberly Rotter

May 29, 2026

Want financial stability? Take control of your money, focus on the essentials, and plan for the future. Here’s how.

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Financial Skills Everyone Needs
Kimberly Rotter

May 29, 2026

Check out these financial skills we all could use and get on your way toward your money goals.

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What Is the 50-30-20 Rule?
Kimberly Rotter

May 29, 2026

Want to make it easier to manage money? The 50/30/20 rule could work for you. Here’s how.

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