All Articles

Mid-Year Money Check: What Your Credit Utilization Says About You
Brittney Myers

January 13, 2026

Credit utilization can be a vital indicator of your credit health. Here's how to use it for a mid-year credit check-up.

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What Are Debt Relief Services?
Rebecca Lake

January 13, 2026

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

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Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency
Kailey Hagen

January 13, 2026

Building an emergency fund is one of the best decisions you'll ever make for your finances.

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What Was Biden’s Student Loan Forgiveness Program?
Cole Tretheway

January 13, 2026

Can the Biden student loan forgiveness plan help you?

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Is An Authorized User Responsible For Debt?
Brittney Myers

January 13, 2026

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

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How to Settle SBA Loan Debt: Complete Guide to Debt Relief Options
Kailey Hagen

January 13, 2026

It's possible to settle your SBA loans. Here's how to get started.

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What Is Envelope Budgeting?
Kailey Hagen

January 13, 2026

Envelope budgeting could make managing your finances a lot easier. Here's how to get started.

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What Is a Pay-for-Delete Agreement?
Dana George

January 13, 2026

No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?

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Tips for Paying Off Credit Cards
Richard Barrington

January 13, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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Is a 600 Credit Score Bad?
Richard Barrington

January 13, 2026

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

January 13, 2026

There are four tactics for protecting deposits from creditors.

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Credit Score Chart and Credit Score Range
Richard Barrington

January 13, 2026

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]
Rebecca Lake

January 13, 2026

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Scam? The Tax Debt Compromise Program Phone Call
Lyle Daly

January 13, 2026

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Tips for Choosing a Debt Relief Company
Brittney Myers

January 13, 2026

How to choose a debt settlement company.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Kimberly Rotter

January 13, 2026

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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What Is a Debt Consolidation Loan?
Rebecca Lake

January 13, 2026

A debt consolidation loan can lower your payment, reduce your interest rate, and simplify your debt management. Learn more about the types of debt consolidation loans.

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

January 13, 2026

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

January 13, 2026

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

January 13, 2026

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

January 12, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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Looking for a Loan with Bad Credit?
John Russo

January 12, 2026

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

January 12, 2026

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

January 12, 2026

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

January 12, 2026

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

January 12, 2026

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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