All Articles

Tips for Paying Off Credit Cards
Richard Barrington

December 18, 2025

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

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Is a 600 Credit Score Bad?
Richard Barrington

December 18, 2025

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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How to Open a Bank Account That No Creditor Can Touch
Cole Tretheway

December 18, 2025

There are four tactics for protecting deposits from creditors.

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Credit Score Chart and Credit Score Range
Richard Barrington

December 18, 2025

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]
Rebecca Lake

December 18, 2025

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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Scam? The Tax Debt Compromise Program Phone Call
Lyle Daly

December 18, 2025

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Tips for Choosing a Debt Relief Company
Brittney Myers

December 18, 2025

How to choose a debt settlement company.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Kimberly Rotter

December 18, 2025

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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What Is a Debt Consolidation Loan?
Rebecca Lake

December 18, 2025

A debt consolidation loan can lower your payment, reduce your interest rate, and simplify your debt management. Learn more about the types of debt consolidation loans.

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How to Make a Budget Plan Even if You Hate Math
Jessica Thiefels

December 18, 2025

Find out how a budget could help you save more money—even if you hate math. We have 5 easy ways to keep you on track with minimal math.

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ASU Study: Freedom Debt Relief Clients Are 24% More Financially Healthy
John Russo

December 18, 2025

The L. William Seidman Research Institute at ASU found that Freedom Debt Relief clients are…

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

December 18, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States
Lyle Daly

December 18, 2025

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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Looking for a Loan with Bad Credit?
John Russo

December 18, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

December 18, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

December 18, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Personal Financial Planning: How to Make a Financial Plan
Richard Barrington

December 18, 2025

Personal financial planning means determining your current financial position, setting your goals and creating a strategy to achieve your goal.

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8 Financial Goals for 2019
Sarah Li Cain

December 18, 2025

Don’t let the year pass you by without checking these eight things. It will help you stay on top of your financial goals!

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5 Credit Score Factors You Should Know
Kate Robinson Beckwith

December 18, 2025

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

December 18, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2025
Tammi Huang

December 18, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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Strike Back and Move On: How to Recover From Financial Abuse
Gina Freeman (Pogol)

December 18, 2025

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Moving Back in With Mom and Dad: How to Make the Money Work
Ben Gran

December 18, 2025

Want to save big money on rent? Moving in with Mom and Dad could help. But here’s the right way to do it.

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How to Get Out of Credit Card Debt Fast
Richard Barrington

December 18, 2025

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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Will Your Credit Limit Be Cut?
Brittney Myers

December 18, 2025

Sometimes credit companies really do cut your limit. Learn when you should worry about it, and what to do.

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Is a Debt Relief Program a Good Idea for You?
Robin Hartill, CFP

December 17, 2025

Is a debt relief program your best choice? Find out the pros and cons of each option so you can pick the path that’s right for you.

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