All Articles

How Is Severance Pay Taxed: 2026 Guide
Maurie Backman

August 5, 2026

Laid-off workers get taxed on severance pay, adding insult to injury after a job loss. Here’s how it might impact you.

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Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency
Kailey Hagen, CFP

August 5, 2026

Building an emergency fund is one of the best decisions you'll ever make for your finances.

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Furlough vs Layoff vs Termination: What's the Difference?
Maurie Backman

August 5, 2026

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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How to Fix a Negative Bank Balance: Step-by-Step Guide
Ashley Maready

August 5, 2026

If your bank account is in the negative, it can cost you money. Find out how to clear a negative bank balance here.

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Couponing: A Beginner’s Guide
Brittney Myers

August 5, 2026

If you have five minutes a week, you can likely cut your grocery bill with couponing. Here's how to get started.

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Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect
Ben Gran

August 5, 2026

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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Utah Debt Relief by the Numbers: 5-Year Debt Trends
Kailey Hagen, CFP

August 4, 2026

Many Utah residents find themselves in debt, but plenty are working their way out of it too. Here's how you could join them.

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New Hampshire Debt Relief by the Numbers: 5-Year Debt Trends
Rebecca Lake

August 3, 2026

New Hampshire debt levels increased from 2020 to 2025. Learn more about how debt trends have changed among debt relief seekers.

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Why Financial Literacy Is Not Just a Buzz Term
Maurie Backman

July 31, 2026

Building your financial literacy can improve your life in countless ways.

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What You Should Know About Credit Discrimination
Cole Tretheway

July 31, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

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Why a Bank Account Could be Frozen and How to Deal With It
Kailey Hagen, CFP

July 31, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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Are Lawsuit Settlements Taxable?
Maurie Backman

July 31, 2026

Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.

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How to Create a Bare-Bones Budget When You’re in Debt
Natasha Etzel

July 31, 2026

Want to stop overspending? Learn how to create a bare-bones budget.

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Why Do People Overspend?
Ben Gran

July 31, 2026

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

July 30, 2026

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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Perfect Credit: How to Get the Highest Credit Score
Kailey Hagen, CFP

July 30, 2026

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

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What Is the Lowest Credit Score?
Cole Tretheway

July 30, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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17% of Parents Dipped Into Retirement Savings to Pay for Their Kids' College. Here's How to Avoid That Mistake
Ben Gran

July 24, 2026

Most families are willing to stretch their finances to pay for college. Here are our tips.

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What is Freedom Debt Relief and How Does It Relate to Achieve?
Kimberly Rotter

July 16, 2026

Freedom Debt Relief is a unique program with its own dedicated team, its process, and website. Here’s what you need to know.

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New Mexico Debt Relief by the Numbers: 5-Year Debt Trends
Kailey Hagen, CFP

July 11, 2026

New Mexico debt relief seekers have seen average debt increase in recent years. Here are the debt relief options that might help.

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If You Need Help with Paying Electric Bills, Here Are 7 Things You Can Do Today
Richard Barrington

July 9, 2026

If your electric bill is getting really high, several proven strategies could bring it down.

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Using a Home Equity Loan for a Remodel: What to Know Before You Borrow
Rebecca Lake

July 9, 2026

Home equity loans can be used for nearly anything, but they're a natural fit for home projects. Learn more here.

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Sued for Credit Card Debt: Learn the Steps to Protect Yourself
Lyle Daly

July 8, 2026

Sued for credit card debt? Breathe. Prepare. Here, we help you understand what you could do about it.

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Summons for Credit Card Debt: Complete Response Guide (2025 Updated)
Richard Barrington

July 8, 2026

It’s possible to defend yourself in a lawsuit for credit card debt, or reduce the amount you owe. Here’s what you need to know.

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When Do Late Payments Fall Off Your Credit Report and What if it Doesn’t Happen?
Brittney Myers

July 8, 2026

Late payments should go away on their own. Here's when that happens—and what to do if it doesn't.

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Debt Collection Lawsuit: Here's How to Protect Yourself
Ben Gran

July 8, 2026

You’ve got rights even when debt collectors are threatening to sue. Here’s how to avoid a debt collection lawsuit.

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