All Articles

FICO Score vs. Credit Score: What Is the Difference?
Rebecca Lake

November 5, 2026

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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Tips to Defend Yourself Against Zombie Debt
Lyle Daly

November 5, 2026

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

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6 Strategies to Help Manage Small Business Debt
Ben Gran

November 5, 2026

If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.

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60% of Americans Aren’t Saving Enough for Retirement
Kailey Hagen, CFP

November 5, 2026

You may be behind on retirement savings now, but it doesn't have to be that way forever.

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What Is a Good Credit Score
Richard Barrington

November 5, 2026

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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How to Raise Your Credit Score
Richard Barrington

November 5, 2026

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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Getting a Lawyer for Credit Card Debt: Fees and When It’s Worth It
Cole Tretheway

November 5, 2026

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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Can You Settle Credit Card Debt After Being Served?
Richard Barrington

November 5, 2026

Yes, you can settle credit card debt after being served—find out how.

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Warning Signs of Financial Trouble
Maurie Backman

November 5, 2026

Are you headed toward financial trouble? Read on to be aware and stop the bleeding.

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Do Student Loans Affect My Credit Score?
Maurie Backman

November 5, 2026

Student loans could have an impact on your credit score for better and worse. Here’s the scoop.

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Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt
Kailey Hagen, CFP

November 5, 2026

A personal loan could simplify your debt payments—and save you money.

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How to Set Up a Christmas Budget
Maurie Backman

November 5, 2026

We all like to be generous during the holidays, but you don’t need to overspend.…

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What Is Bill Consolidation?
Lyle Daly

November 5, 2026

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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12 Ways to Save Money for Vacation
Richard Barrington

November 5, 2026

While you’re on vacation, it can be hard to relax because you’re worried about the…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

November 5, 2026

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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Debt Settlement and Taxes: Understanding the Tax Implications of Forgiven Debt
Lyle Daly

November 5, 2026

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

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Tips to Get the Best Interest Rate When Consolidating Your Debt
Maurie Backman

November 5, 2026

The right approach to consolidating your debt could save you big time on interest.

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7 Ways to Save Money on Healthcare
Kailey Hagen, CFP

November 5, 2026

Healthcare bills aren't set in stone. Here are seven ways you could reduce your healthcare costs.

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Understanding Bankruptcy: Chapter 7 vs Chapter 13
Gina Freeman (Pogol)

November 5, 2026

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

November 5, 2026

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

November 5, 2026

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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How to Be More Financially Literate
Justine Nelson

November 5, 2026

If you have made it a goal to learn more about personal finance, then you can start with these six crucial ways to improve your financial literacy.

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DIY Debt Solutions
Ashley Maready

November 5, 2026

If you’re ready to tackle debt, you’ve got the power. Here’s how to approach DIY debt payoff.

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Credit Card Minimum Payment: Everything You Need to Know
Richard Barrington

November 5, 2026

Credit card companies set minimum payments low to make more money. Get out of credit card debt by paying more.

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What Percentage of Income Should Go to Housing?
Richard Barrington

November 5, 2026

The 25-30% rule is a guideline for how much of your income to spend on housing. Learn how to use it to help you have more money for your goals.

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Most Americans Carry Debt in Retirement: Can You Retire Debt-Free?
Erik J. Martin

November 5, 2026

Most Americans carry debt in retirement. How to save for retirement and retire debt-free.

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