All Articles

Bankruptcy: Understand Your Options
Richard Barrington

December 13, 2025

Learn about the bankruptcy options available to individuals. Bankruptcy options for individuals include Chapter 7, Chapter 13 and Chapter 11.

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Study: Freedom Debt Relief Helps Clients Reduce Stress
John Russo

December 13, 2025

A study from the L. William Seidman Research Institute found that Freedom Debt Relief helps…

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Balances at a Historic Low: Time to Get Credit Card Debt Under Control
Anna Baluch

December 13, 2025

Surprisingly, the coronavirus pandemic is the perfect time to get your credit card debt under…

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Talk to a Creditor About Loan Forbearance: A Step-by-Step Guide
Lyle Daly

December 13, 2025

Loan forbearance might be a good solution if you’re struggling. Here’s how to talk to your creditors about it.

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Will COVID-19 Stimulus and Benefits be Extended? 5 Things to Know
Anna Baluch

December 13, 2025

The extra $600 per week in federal unemployment benefits may be coming to an end…

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Debt Snowball or Debt Avalanche: Which is Better?
Cole Tretheway

December 13, 2025

Two of the most popular debt payoff strategies—and the one you’ll actually stick to.

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The Gift of Financial Freedom—How to Avoid Holiday Debt
Lyle Daly

December 13, 2025

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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Why Do People Overspend?
Ben Gran

December 13, 2025

Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.

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Debt—Is It a Dating Deal Breaker?
Tammi Huang

December 13, 2025

Dating someone with debt might seem like deal-breaker, but it doesn’t have to be. Here…

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Could a Lifestyle Change Help You Get Rid Of Debt Faster?
Natasha Etzel

December 13, 2025

Switching up your usual could help you get rid of debt faster. Here are a few lifestyle choices that could help.

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Cutting These 5 Expenses Could Help You Pay Off Debt
Maurie Backman

December 13, 2025

You can’t slash every expense, but here are a few that may be easier to cut than you’d expect.

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5 Financial Choices That Cost You More Than You Think—and How to Change Them
Natasha Etzel

December 13, 2025

Small choices could cost a lot. Find out which financial habits you might want to leave behind.

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Survey: Americans Are (Still) Struggling With Debt
Tammi Huang

December 13, 2025

Our recent survey revealed what our debt problem looks like, but what can those struggling…

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Financial House Cleaning: How to Organize Your Finances
Ashley Maready

December 13, 2025

Just like a messy home, messy finances can be stressful and overwhelming. Here are a few ways you can organize your financial house and start 2025 right.

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How to Dispute Your Credit Report
Brittney Myers

December 13, 2025

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

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Debt Management Program: What Is It and How to Find One
Dana George

December 13, 2025

If you're struggling with your debts, one option is to enroll in a debt management program, which may help you with a debt strategy and get better rates.

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How to Check Your Credit Score
Rebecca Lake

December 13, 2025

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

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Medical Debt Relief: A Path to Settle and Consolidate Your Medical Bills
Richard Barrington

December 13, 2025

Medical bills can cause financial problems and stress. Several medical debt relief options could help you get to the other side of those bills.

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Credit Card Debt Forgiveness for Disabled Individuals: Complete Guide [2025]
Cole Tretheway

December 13, 2025

There’s a good chance your disability income is safe from creditors, even if they win a judgment against you.

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Debt Relief Programs: How They Work and What to Look For
Gina Freeman (Pogol)

December 12, 2025

The debt relief program is a way to reduce what you owe on credit cards and other debt by convincing creditors to accept less than you owe. Find out more here.

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What Is a 401(k) Plan?
Jacqueline Backman

December 12, 2025

A 401(k) plan is a way to save and invest for retirement, and your employer might even match your contributions. Find out how they work here.

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Protect Your Identity This Holiday Season
John Russo

December 12, 2025

Learn how to protect your identity online while you’re shopping during the holidays or any other time of year. Find out more here.

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How Much Does Bankruptcy Cost?
Gina Freeman (Pogol)

December 12, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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Do You Need an HSA?
Maurie Backman

December 12, 2025

An HSA could lower your taxes while helping you avoid medical debt. Read on to see if an HSA is right for you.

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Is Debt Settlement Worth It?
Kailey Hagen

December 12, 2025

Debt settlement could be a powerful debt relief tool. Here's how to know whether it's the right option for you.

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