All Articles

What Happens to Unpaid Credit Card Debt After 7 Years? Your Complete 2025 Guide
Kailey Hagen, CFP

April 4, 2026

Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.

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Americans Spending Stimulus Check on Bills, Debt
Sara Korn

April 4, 2026

Americans are using stimulus checks on bills, essentials, savings, and paying down debt. But using…

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Does Medical Debt Affect Your Credit Score?
Richard Barrington

April 4, 2026

Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.

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How to Check Your Credit for Free Online
Cole Tretheway

April 4, 2026

You don’t need to sign up for a subscription to check your credit score.

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Debt Collection Rules: 7-in-7
Brittney Myers

April 4, 2026

The 7-in-7 rule helps protect you from harassment by debt collectors. Here’s how it works—and what it doesn't cover.

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Need Cash Fast? Here Are 7 Options
Ashley Maready

April 4, 2026

A quick side hustle or a trip to the pawn shop could get you money in a hurry.

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What Happens If You Miss One Credit Card Payment
Ben Gran

April 4, 2026

Did you miss a credit card due date? How late you are makes all the difference. Here's what happens.

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Buy Now, Pay Later Credit Reporting: How Does It Work?
Maurie Backman

April 4, 2026

Buy now, pay later plans make it easy to pay for stuff over time. But what are they doing to your credit?

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What Is the Lowest Credit Score?
Cole Tretheway

April 3, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

April 3, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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Best Ways to Get Debt Relief
Brittney Myers

April 3, 2026

Help yourself get out of debt with these lifestyle changes and better money management.

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Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

April 3, 2026

It's normal to question whether you'll need to skip a loan payment during these precarious…

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Garnishing Wages for Student Loans Is On Hold: What Does It Mean for You
Ben Gran

April 3, 2026

Are your federal student loans in default? See how to avoid wage garnishment based on new details from January 2026.

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How I Paid Off My Student Loans: Money Moves That Worked
Natasha Etzel

April 3, 2026

Want to pay off your student loan debt faster? Here’s how I paid off student loans, and which money moves helped most.

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How Often Can Debt Collectors Call You?
Brittney Myers

April 3, 2026

Debt collectors can call often—but not endlessly. Learn the rules about how often they’re allowed to call.

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Debt Collection for Gym Membership
Rebecca Lake

April 3, 2026

Owe money to a gym? Don't get caught in a collections trap for unpaid membership fees.

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Debt Sold to a Collection Agency: What Happens Next?
Dana George

April 3, 2026

Once debt is sold to a debt collector, it may seem scary. Here's what you need to know to become a fearless consumer.

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Credit Card Interest Rate Cap: What It Could Mean for Your Debt
Ben Gran

April 3, 2026

The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.

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What Happens if You Stop Paying Your Credit Cards?
Lyle Daly

April 3, 2026

Can’t make your credit card payment? Learn what to expect and what moves to make.

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Debt Relief Myths and Realities
Ben Gran

April 3, 2026

Struggling with debt you can't afford? Get the real story behind these debt relief myths to find out if it's for you.

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Should I Settle My Credit Card Debt? Here’s How to Decide
Ben Gran

April 3, 2026

Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.

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Can a Bank Sue You for an Overdraft Balance?
Rebecca Lake

April 3, 2026

Sued for an overdraft balance? You have options, and you'll be okay. Here's what to do next.

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Is High Credit Utilization Bad?
Richard Barrington

April 3, 2026

Using a lot of your available credit? It could be affecting your credit scores and ability to borrow. Here's what to do.

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Dana George

April 2, 2026

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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How to Respond to a Court Summons For Credit Card Debt

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

April 2, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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