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What Is the Lowest Credit Score?
Cole Tretheway

April 3, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

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What Is the Fair Debt Collection Practices Act - FDCPA?
Cole Tretheway

April 3, 2026

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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Best Ways to Get Debt Relief
Brittney Myers

April 3, 2026

Help yourself get out of debt with these lifestyle changes and better money management.

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Need to Skip a Loan Payment Because of COVID-19? Talk to Your Lender Now
Molly Zilli

April 3, 2026

It's normal to question whether you'll need to skip a loan payment during these precarious…

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Debt Relief Myths and Realities
Ben Gran

April 3, 2026

Struggling with debt you can't afford? Get the real story behind these debt relief myths to find out if it's for you.

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Credit Card Interest Rate Cap: What It Could Mean for Your Debt
Ben Gran

April 3, 2026

The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.

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Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It
Dana George

April 2, 2026

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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How to Respond to a Court Summons For Credit Card Debt

If you receive a summons for credit card debt, it’s in your best interest to respond and not ignore it. Learn more about what to do when you get a court summons.

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Does Unemployment Affect Your Credit Score?
Kimberly Rotter

April 2, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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Do You Really Need a 20% Down Payment?
Maurie Backman

April 2, 2026

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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Why Dealing with Debt Isn’t as Scary as You Think
Ben Gran

April 2, 2026

Debt gets less scary when you start tackling it. We’ll show you how.

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Settling a Car Loan: Is It Possible?
Brittney Myers

April 2, 2026

Can't afford your auto loan? Settlement may be tempting, but it's rarely an option. Here's why—and what to do instead.

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What Happens if My Car Is Repossessed?
Maurie Backman

April 2, 2026

Having a car repossessed could impact your credit and most of your life. Learn the steps to avoid losing your vehicle.

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How Does a HELOC Work?
Lyle Daly

April 2, 2026

A home equity line of credit (HELOC) may be a good way to fund debt payoff, home improvements, and more. Find out how it works.

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California Debt Relief by the Numbers: 5-Year Debt Trends
Rebecca Lake

April 2, 2026

California debt levels declined over the last five years, but many residents still struggle financially. Learn how debt relief can help.

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How to Budget to Pay Off Debt
Kimberly Rotter

April 2, 2026

Making a realistic budget that prioritizes debt payoff is often the best and fastest way to become debt-free.

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Can a Co-Signer Settle a Debt?
Rebecca Lake

April 2, 2026

When a co-signed loan becomes a financial headache, debt settlement may be the cure.

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How Big Should My Emergency Fund Be if I Want to Avoid Debt?
Maurie Backman

April 2, 2026

Your emergency fund could shield you from debt. Read on to see how much savings it takes to stay debt-free.

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Will a Dealership Really Pay Off My Car Loan?
Cole Tretheway

April 2, 2026

Calculate whether a dealership offer would cover your current loan or hand you higher monthly payments.

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Financial Infidelity: What to Do When You've Been Hiding Debt From Your Partner
Kailey Hagen, CFP

April 2, 2026

Save your relationship from financial infidelity. Here's how you can start the conversation with your partner.

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Ohio Debt Relief by the Numbers: 5-Year Debt Trends
Maurie Backman

April 2, 2026

Curious about debt numbers in Ohio? Here are the details, and pointers on managing your debt.

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How to Refinance Credit Card Debt
Richard Barrington

April 1, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Ways to Pay Off Wedding Debt
Maurie Backman

April 1, 2026

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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Credit Card Debt Relief
Erik J. Martin

April 1, 2026

There are many forms of credit card debt relief. Learn how to find the right credit card debt relief for your situation.

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Can You Go To Jail For Credit Card Debt?
Ben Gran

April 1, 2026

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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How to Boost Your Credit After Settling Debts
Mallika Mitra

April 1, 2026

Just settled your debt? Don’t stress—here’s how to rebuild your credit score and get back on track, one smart move at a time.

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