All Articles

Nebraska Debt Relief by the Numbers: 5-Year Debt Trends
Maurie Backman

February 19, 2026

Struggling with debt in Nebraska? Learn about debt trends over the past five years and discover options to manage yours.

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How to Deal With Collection Agencies
Dana George

February 18, 2026

Debts eventually become uncollectible. Once a debt expires, collectors can't legally sue you—but some still try. Learn more here.

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How to Get Out of Debt Fast
Erik J. Martin

February 18, 2026

Learn the best way to get out of credit card debt. Get rid of debt with debt consolidation, debt management, debt negotiation, debt relief, or debt acceleration.

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What is a HELOC?
Erik J. Martin

February 18, 2026

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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What Is Refinancing?
Richard Barrington

February 18, 2026

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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Complete Guide to Debt Consolidation
Peter Warden

February 18, 2026

Debt consolidation guide shows you how to consolidate credit card debt and other loans. Learn debt consolidation pros and cons and debt consolidation mistakes.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Lyle Daly

February 18, 2026

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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How Does Student Loan Forbearance Affect Your Credit Score?
Ben Gran

February 18, 2026

Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.

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How Soon Will Minimum Payments Pay Off My Credit Card?
Noelle Marr

February 18, 2026

Only making minimum payments on your credit card month after month? Find out how long it could take you to pay them off and how much extra it could cost.

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January is Poverty in America Awareness Month
Molly Zilli

February 18, 2026

January is National Poverty in America Awareness Month, so now is a good time to…

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How to Get Your Recovery Rebate Credit
Anna Baluch

February 18, 2026

If you didn’t receive one or both stimulus payment(s), or received less than you’re entitled…

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Hardship Program for Debt: Your Complete Guide to Financial Relief [2025]
Robin Hartill, CFP

February 18, 2026

Look into a debt hardship program if you're struggling, as these programs could help you save money and stress.

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Loan Refinancing Explained
Dana George

February 18, 2026

Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.

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Don’t Let a Burrito Put You Into High-Interest Debt. Beware of BNPL
Ben Gran

February 18, 2026

Don’t pay more for your burrito. Learn how to avoid Buy Now, Pay Later (BNPL) for everyday purchases.

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Ben Gran

February 18, 2026

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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How Will You Spend Your Second Stimulus Check?
Molly Zilli

February 18, 2026

The new COVID-19 Economic Relief Bill includes another round of stimulus checks. If you receive…

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How Household Debt Impacts Your Everyday Life
Richard Barrington

February 18, 2026

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to Prepare for a Recession If You are Already Struggling
Brittney Myers

February 18, 2026

How do you prepare for a recession when you already struggle financially? Even in tough…

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Recession Preparation: How Can You Protect Yourself?
Richard Barrington

February 18, 2026

Yes; the U.S. entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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How to Use Your Home Equity to Pay Off Student Loans
Richard Barrington

February 18, 2026

If your home equity looks like a good way to refinance your student loan debt, here’s what to know first.

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Debt Load and Your Finances
Cole Tretheway

February 18, 2026

Learn how much debt might be too much for you. Find out where you stand and take control of your debt.

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What to Do if You're Subject to Wage Garnishment for Student Loan Debt
Kimberly Rotter

February 18, 2026

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

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7 Good Financial Habits to Master
Maurie Backman

February 18, 2026

Having financial goals is important. Read more about 7 good financial habits to master in…

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Should You Consider Filing for Credit Card Debt Bankruptcy?
Gina Freeman (Pogol)

February 18, 2026

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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When do COVID Relief Unemployment Benefits End?
Steve Tanner

February 18, 2026

You may have concerns about federal COVID relief ending in 2021, including extra benefits for…

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Arkansas Debt Relief by the Numbers: 5-Year Debt Trends
Cole Tretheway

February 18, 2026

Credit card utilization among Arkansas debt relief seekers trends high, but there are good solutions. Find out how Arkansans compare, and how to resolve debt.

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