All Articles

Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

May 8, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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Why High Housing Costs Might Force the Fed to Keep Raising Rates

The Federal Reserve might prefer to stop raising interest rates as the economy slows. High housing costs may make that impossible.

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Land Loans: Learn the Basics Before You Buy Land

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Recession Preparation: How Can You Protect Yourself?

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Subsidized vs Unsubsidized Loans

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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How to Save on Furniture in 2022

Furniture prices and interest rates are up in 2022. learn how to save when you buy and finance furniture.

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FICO Score vs. Credit Score – What Is the Difference?
Rebecca Lake

May 8, 2025

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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What Is a Good Credit Score

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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How to Pay Off Debt
Tammi Huang

May 8, 2025

Learn about 6 strategies to get out of debt, including debt consolidation loan, credit counseling, debt settlement, a cash-out refinance, or bankruptcy.

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Credit Score Chart and Credit Score Range

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Raise Your Credit Score

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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Coronavirus Stimulus Package: What it Means For You
Steve Tanner

May 8, 2025

Learn what's in the coronavirus stimulus package.

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How to Beat Inflation

Learn how to invest to beat inflation, how to deal with food inflation and price increases in 2022.

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Will Coronavirus Testing Add to My Medical Debt?
Molly Zilli

May 8, 2025

Learn more about the potential costs of coronavirus testing and treatment so you can try…

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Debt Settlement vs. Debt Consolidation: Which Is Right for You?

Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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Credit Card Debt Lawyer: Should You Use One?
Cole Tretheway

May 8, 2025

Debt lawyers specialize in law concerning the collection of debt. If you loan money to someone, you may use a debt lawyer to file a lawsuit to collect it.

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If You Have Lost Medical Insurance, You’re Not Alone
Justine Nelson

May 7, 2025

During the coronavirus pandemic, more than one in seven adults have become uninsured. So if…

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The New Coronavirus Stimulus Package: What Will You Get Now
Anna Baluch

May 7, 2025

Congress has reached agreement on a new $900 billion COVID-19 stimulus package. Here is some…

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How Access to Care and Insurance Affects Medical Debt
Steve Tanner

May 7, 2025

Access to medical care for low-income persons disproportionately impacts people of color, especially African Americans,…

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7 Ways to Save Money on Healthcare
Kailey Hagen

May 7, 2025

Here are 7 ideas that may help you save money on healthcare and still get…

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4 Common Financial Mistakes New Grads Make
Lyle Daly

May 7, 2025

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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5 Ways to Take an Affordable Family Vacation This Summer

How to take a family vacation without going into debt. Budget vacation options.

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Basic Money Management Skills Everyone Should Have
Aly J. Yale

May 7, 2025

Everyone needs basic money management skills. They can help you save money and stay out of debt.

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How Much Credit Card Debt Is Too Much?
Kailey Hagen

May 7, 2025

Learn the signs that you’re carrying too much credit card debt. How to get out of credit card debt.

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Does Unemployment Affect Your Credit Score?
Erik J. Martin

May 7, 2025

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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Understanding Bankruptcy: Chapter 7 vs Chapter 13

Bankruptcy Chapter 7 vs Chapter 13: How does Chapter 7 bankruptcy work, how does Chapter 13 bankruptcy work, differences between Chapter 7 and Chapter 13

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