Loans Articles

Should I Consolidate Student Loan Debt?
Housten Donham

November 24, 2025

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

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Student Loan Forgiveness
Lyle Daly

November 23, 2025

From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.

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How to Find Poor Credit Loans
Anna Baluch

November 23, 2025

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

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What Was Biden’s Student Loan Forgiveness Program?
Cole Tretheway

November 22, 2025

Can the Biden student loan forgiveness plan help you?

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

November 22, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Looking for a Loan with Bad Credit?
John Russo

November 22, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

November 22, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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Payday Loan Consolidation: What Are My Best Options?
Richard Barrington

November 21, 2025

Payday loans and cash advances are very expensive. Payday loan consolidation can give you a lower interest rate and more time to repay your debt.

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The Pros and Cons of Loan Refinancing
Molly Zilli

November 20, 2025

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan. Learn more here.

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Auto Loans, Mobility, and Your Ability to Pursue Opportunities
Kailey Hagen

November 19, 2025

Auto loan debt is a fact of life for most in the U.S. given the…

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Hardship Loans for Bad Credit
Erik J. Martin

November 19, 2025

Hardships are never easy to experience, but you may be able to weather the storm with these options.

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Access to Credit: Predatory Lending and Payday Loans
Ben Gran

November 19, 2025

If you live in an underbanked neighborhood, you might think that predatory loans are your…

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
Ashley Maready

November 15, 2025

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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What Is Loan Consolidation?
Richard Barrington

November 15, 2025

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What is Predatory Lending?
Charla Myers

November 14, 2025

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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How Does Student Loan Debt Affect Mental Health?
Ashley Maready

November 12, 2025

Student loan debt got you down? Don’t despair—there are ways to get ahead of what you owe.

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What Is a Commercial Loan?
Kailey Hagen

November 12, 2025

Commercial loans can help you take your business to the next level. Here's what you need to know about them.

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What Is Home Equity?
Gina Freeman (Pogol)

November 11, 2025

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

November 9, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Subsidized vs Unsubsidized Loans
Richard Barrington

November 9, 2025

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

November 8, 2025

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

November 8, 2025

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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What is a HELOC?
Erik J. Martin

November 7, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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What Is Refinancing?
Richard Barrington

November 7, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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Loan Refinancing Explained
Dana George

November 7, 2025

Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.

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What to Do if You're Subject to Wage Garnishment for Student Loan Debt
Kimberly Rotter

November 6, 2025

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

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