Loans Articles

How Much Can You Borrow With a Home Equity Loan?
Kailey Hagen

January 7, 2026

Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.

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When You Need Quick Cash, Run Away From These Red Flags as Fast as You Can
Ashley Maready

January 6, 2026

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

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What Is Loan Consolidation?
Richard Barrington

January 6, 2026

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.

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What is Predatory Lending?
Charla Myers

January 5, 2026

What is predatory lending? There's no official definition, but predatory lenders take advantage of borrowers with excessive rates and little transparency.

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What Is a Commercial Loan?
Kailey Hagen

January 2, 2026

Commercial loans can help you take your business to the next level. Here's what you need to know about them.

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How Does Student Loan Debt Affect Mental Health?
Ashley Maready

January 2, 2026

Student loan debt got you down? Don’t despair—there are ways to get ahead of what you owe.

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What Is Home Equity?
Gina Freeman (Pogol)

January 1, 2026

Home Equity: Learn how to calculate home equity, how much home equity can you borrow against, types of home equity loans and about taking home equity out of your house.

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Land Loans: Learn the Basics Before You Buy Land
Richard Barrington

December 31, 2025

Land loans are mortgages used to buy property with no existing structures. Land loans are also called lot loans. You might use this type of loan to purchase land. to...

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Subsidized vs Unsubsidized Loans
Richard Barrington

December 30, 2025

Subsidized student loans and unsubsidized student loans are treated differently. Subsidized loans have lower interest rates and are based on financial need.

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What Is a Home Equity Loan?
Gina Freeman (Pogol)

December 29, 2025

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

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How to Get a Home Equity Loan with Bad Credit
Aly J. Yale

December 29, 2025

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

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What is a HELOC?
Erik J. Martin

December 28, 2025

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

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What Is Refinancing?
Richard Barrington

December 28, 2025

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

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Loan Refinancing Explained
Dana George

December 28, 2025

Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.

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What to Do if You're Subject to Wage Garnishment for Student Loan Debt
Kimberly Rotter

December 27, 2025

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

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Remote Learning at College: Will Your Student Loans Change?
Justine Nelson

December 25, 2025

Many college campuses are switching to remote learning, which could impact your semester, and your…

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Is Student Loan Debt Forgiveness Coming?
Kimberly Rotter

December 25, 2025

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

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Access to Credit: Small Business Loans
Steve Tanner

December 25, 2025

Business loan discrimination is a problem in the United States, due to the generational racial…

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What You Should Know About Access to Student Loans
Steve Tanner

December 24, 2025

Beyond loan discrimination, student loan debt can have a disproportionately negative impact on minorities, but…

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Should I Consolidate Student Loan Debt?
Housten Donham

December 20, 2025

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

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Student Loan Forgiveness
Lyle Daly

December 19, 2025

From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.

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How to Find Poor Credit Loans
Anna Baluch

December 19, 2025

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

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What Was Biden’s Student Loan Forgiveness Program?
Cole Tretheway

December 19, 2025

Can the Biden student loan forgiveness plan help you?

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The Pros and Cons of Cash-Out Refinancing
Housten Donham

December 18, 2025

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

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Looking for a Loan with Bad Credit?
John Russo

December 18, 2025

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

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How to Get a Consolidation Loan with a High DTI
Sarah Li Cain

December 18, 2025

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

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