Loans Articles

Learn how home equity loans work and how to calculate home equity. You can use a home equity loan to make home improvements, pay for college expenses or consolidate debt.

It’s not impossible to get a home equity loan with bad credit. Though a low credit score could certainly make it harder to get a loan, learn about ways to make it happen.

What is a home equity line of credit (HELOC)? What do you need to qualify for a HELOC?. Learn more about how a HELOC works.

A refinance loan is a loan you use to refinance debt for a lower payment, better interest rate or other benefit. Learn when to refinance and refinance alternatives for debt.

Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

Many college campuses are switching to remote learning, which could impact your semester, and your…

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

Business loan discrimination is a problem in the United States, due to the generational racial…

Beyond loan discrimination, student loan debt can have a disproportionately negative impact on minorities, but…

Are you considering a consolidation loan to help pay off your student loan debt? This article will help you decide if it’s right for you.

From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.

Poor credit loans are available to many borrowers who have low credit scores, but they carry their share of downsides and should be carefully researched.

Payday loan consolidation may be a way to replace expensive payday loans with less expensive forms of credit. Learn more here.

Can the Biden student loan forgiveness plan help you?

Cash-out refinancing can help free up cash for emergencies or other expenses. But it's important to understand the pros and cons of cash-out refinance.

Looking for a bad credit loan? Find out where to get a bad credit loan, how to make sure your bad credit loan is legit, and more.

You can overcome a high debt-to-income ratio. Learn how to find a high DTI loan.

Student loans don’t just go away if you ignore them. See what happens if you don’t pay your student loan.

Will refinancing save you money? Before you make the decision to refinance, weigh the pros and cons of refinancing a loan. Learn more here.

Auto loan debt is a fact of life for most in the U.S. given the…

Hardships are never easy to experience, but you may be able to weather the storm with these options.

If you live in an underbanked neighborhood, you might think that predatory loans are your…

Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.

Hidden fees, exorbitant interest rates, and high-pressure sales tactics—oh my! Avoid these lender red flags.

Loan consolidation is also known as debt consolidation. You can improve your finances by taking a new loan to pay off credit card debt, student loans, or medical bills.