Credit Score Articles

5 Credit Score Factors You Should Know

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

Read more
Strike Back and Move On: How to Recover From Financial Abuse

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

Read more
Why Did My Credit Score Drop?
Ben Gran

March 5, 2026

Wondering “Why did my credit score drop”? You’re not alone. See the biggest reasons why credit scores go up or down.

Read more
What Is The Difference Between a Credit Report and a Credit Score?
Miranda Marquit

March 4, 2026

Your credit report and credit score are different, but closely related. Learn how one affects the other.

Read more
How to Lower Credit Utilization
Lindsay Vansomeren

March 4, 2026

High or low? If you want a higher credit score, you need a lower credit utilization ratio. Learn how to get there.

Read more
Does It Hurt Your Credit to Close a Credit Card? Here's What Happens
Kailey Hagen, CFP

March 4, 2026

Closing a credit card could lower your credit score. We’ll show you the pros and cons so you can make a good decision.

Read more
7 Ways to Fix Your Credit
Tammi Huang

March 3, 2026

Your credit score affects many aspects of your life. If your score is less than stellar, don't worry. There are several ways to fix your credit.

Read more
How to Dispute Your Credit Report
Brittney Myers

February 28, 2026

Errors on your credit report can hurt your score. Here's how to get rid of them fast.

Read more
How to Check Your Credit Score
Rebecca Lake

February 28, 2026

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

Read more
What's a Credit Report and How Do I Get Mine?
Dana George

February 27, 2026

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

Read more
What Is the Lowest Credit Score?
Cole Tretheway

February 27, 2026

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime.

Read more
Does Unemployment Affect Your Credit Score?
Kimberly Rotter

February 27, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

Read more
How to Boost Your Credit After Settling Debts
Mallika Mitra

February 26, 2026

Just settled your debt? Don’t stress—here’s how to rebuild your credit score and get back on track, one smart move at a time.

Read more
Did Delinquent Student Loans Make Your Credit Score Plunge? Here's What to Do Next
Ben Gran

February 25, 2026

Got delinquent federal student loans? You have options. See how to get back on track and get on with your life.

Read more
Does Paying Off Debt Improve Your Credit Profile?
Ashley Maready

February 25, 2026

Many people who have debt problems often suffer from a bad credit profile as well.…

Read more
How Often Does Your Credit Score Update?
Kailey Hagen, CFP

February 24, 2026

Your credit score probably updates more than you think. Here's what you need to know to stay on top of it.

Read more