
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 8, 2026
A clear priority order helps you pay off debt and build retirement savings without picking just one goal over the other.
Read moreNovember 5, 2026
If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.
Read moreNovember 6, 2026
Getting debt help might tank your credit score. But being debt-free is still worth it—you can rebuild your credit.
Read moreNovember 6, 2026
You eat at home and don’t buy coffee out. Now what? Here's how to save when you've already made the usual cuts.
Read moreNovember 6, 2026
An emergency fund keeps you covered when there are surprises. Here’s why a savings account is safer than a credit card.
Read moreNovember 6, 2026
Your credit score only belongs to you—but how you handle credit could affect your spouse. Here’s how.
Read moreNovember 5, 2026
If you have made it a goal to learn more about personal finance, then you can start with these six crucial ways to improve your financial literacy.
Read moreNovember 5, 2026
If you’re ready to tackle debt, you’ve got the power. Here’s how to approach DIY debt payoff.
Read moreNovember 6, 2026
We asked over 1,000 homeowners to tell us about the three most unexpected costs of owning a home.
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