Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
January 14, 2026
A home equity loan could help you pay off debt. Learn the details before borrowing against your home.
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January 14, 2026
Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.
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January 14, 2026
Can you move from late payments to excellent credit? Absolutely. Here's how I did it.
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January 14, 2026
Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.
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January 14, 2026
If you’re wondering about the possibility of a rate hike on your personal loan, here’s what you need to know.
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January 14, 2026
A balance transfer could potentially make your interest disappear. But are they really a good idea? Find out now.
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January 17, 2026
A will is an essential legal document that you need, even if you’re not rich.…
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January 15, 2026
See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.
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January 15, 2026
Take charge of your debt by choosing the first one to smash. We’ll help you learn how to prioritize your debt payoff order.
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January 15, 2026
Want to be a full-time content creator? A financial plan could help you lock in the influencer lifestyle and avoid debt.
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