author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

March 27, 2026

Many people who have debt problems often suffer from a bad credit profile as well.…

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Women and Money: 6 Things Women Should Know about Money and Debt
7 Crucial Facts Women Should Know About Money and Debt

March 26, 2026

The “battle of the sexes” is reflected in money management in ways you might not expect. Learn more here.

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Personal Financial Planning for Your Financial Goals
How to Make Money from Home for the Holidays

March 26, 2026

Want to have a richer holiday season without debt? Easy work-from-home gigs could earn you money for the holidays.

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Financial Advice to Ignore During a Recession
Financial Advice to Ignore During a Recession

March 25, 2026

How to get through a scary financial time: ignore the bad advice and protect your money. We’ll show you how.

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What Is Secured Debt
What Is Secured Debt?

March 25, 2026

When a financial hardship strikes, you need a plan for managing secured debt, so you don't risk losing your collateral.

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Open Enrollment 2021: 7 Ways to Save Money on Healthcare Next Year
7 Ways to Save Money on Healthcare

March 25, 2026

Healthcare bills aren't set in stone. Here are seven ways you could reduce your healthcare costs.

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How to get out of credit card debt without ruining your credit
How to Stop Paying Credit Cards Legally: Your Complete Guide to Debt Relief Options

March 12, 2026

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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3 Unexpected Costs of Raising a Kid
6 Unexpected Costs of Raising a Kid

March 24, 2026

Parenthood has lots of surprises—some fun, some not so much. Here are the unexpected costs to watch out for.

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How to Do a Debt Snowball
How to Do a Debt Snowball

March 24, 2026

Struggling to stay motivated while paying off debt? The debt snowball method could be the solution that energizes you.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
3 Ways to Pay Off Holiday Credit Card Debt Fast

March 14, 2026

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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