author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Rebuild Your Credit After Debt Relief
How to Rebuild Your Credit After Debt Relief in 3 Simple Steps

January 4, 2026

Done with debt relief and ready to repair your credit? Follow these steps for a simple strategy to rebuild your credit.

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Can Debt Collectors Take Money From Your Bank Account
Complete Guide to Bank Account Levy and Garnishment

December 29, 2025

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

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Debt Snowball or Debt Avalanche: Which is Better?
Debt Snowball or Debt Avalanche: Which is Better?

January 8, 2026

Two of the most popular debt payoff strategies—and the one you’ll actually stick to.

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

December 27, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How much does bankruptcy cost?
How Much Does Bankruptcy Cost?

January 7, 2026

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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Should You Start a 529 Plan?
Should You Start a 529 Plan?

December 30, 2025

Should you start a 529 plan? A 529 plan can help you save for college…

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Teach Your Kids How to Use a Credit Card Before College
Teach Your Kids How to Use a Credit Card Before College

January 2, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Top 5 Tough Conversations that Could Help You Put Debt Behind You

December 28, 2025

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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10 Warning Signs of Financial Trouble
Warning Signs of Financial Trouble

December 29, 2025

Are you headed toward financial trouble? Read on to be aware and stop the bleeding.

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Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

January 2, 2026

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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