
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
April 4, 2026
Medical debt over $500 could go on your credit report. Here’s how to reduce the impact and find debt relief.
Read moreApril 1, 2026
Need to pay down maxed-out credit cards? Here's how to handle it.
Read moreApril 1, 2026
Your first credit card can level up your financial game. Here’s how to choose it and use it.
Read moreMarch 26, 2026
Want to have a richer holiday season without debt? Easy work-from-home gigs could earn you money for the holidays.
Read moreMarch 11, 2026
Missed loan payments can happen to the best of us. Here's what happens when you miss a payment, and how to avoid it.
Read moreMarch 11, 2026
A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.
Read moreMarch 11, 2026
There’s good and bad with balance transfer cards. Learn the details that can help you choose whether to use them.
Read moreMarch 26, 2026
Far too many people end up with holiday debt regrets, but you can avoid them with careful budgeting and smart shopping.
Read moreMarch 12, 2026
Can’t pay your auto loan? You don’t have to wait for the repo man. Learn how to decide whether to surrender your car.
Read moreMarch 27, 2026
You can recover from holiday overspending and ditch your debt. Find out how to get your budget back on track.
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