author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to prioritize debt payments in your budget
How to Prioritize Debt Payments in Your Budget

December 14, 2025

Learn how to set up your budget, maintain your priorities, and make that debt go away.

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Top 5 Tough Conversations that Could Help You Put Debt Behind You
Top 5 Tough Conversations that Could Help You Put Debt Behind You

December 3, 2025

Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
How to Handle Credit Card Debt When Unemployed: 7 Proven Strategies [2025 Guide]

December 18, 2025

Unemployment can throw a wrench in your financial plans. Debt relief could help you get back on your feet.

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10 Warning Signs of Financial Trouble
Warning Signs of Financial Trouble

December 4, 2025

Are you headed toward financial trouble? Read on to be aware and stop the bleeding.

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Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

December 8, 2025

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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5 Strategies to Help Manage Small Business Debt
6 Strategies to Help Manage Small Business Debt

December 5, 2025

If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.

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Frozen Bank Account
Why a Bank Account Could be Frozen and How to Deal With It

December 15, 2025

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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Does Debt Relief Cancel Credit Cards?
Does Debt Relief Cancel Credit Cards?

December 11, 2025

Even with debt relief you might still be able to have access to one of your credit cards. We’ll explain how.

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3 Ways to Pay Off Holiday Credit Card Debt Fast
3 Ways to Pay Off Holiday Credit Card Debt Fast

November 29, 2025

It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…

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Can You Go To Jail For Credit Card Debt
Can You Go To Jail For Credit Card Debt?

December 11, 2025

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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