
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
January 28, 2026
Your emergency fund is one of the most important financial tools you can have. Here's how to build one.
Read moreJanuary 28, 2026
If you’re feeling overwhelmed, start small. Here are a few tips to save as much as $1,000 a month.
Read moreJanuary 28, 2026
Struggling to stay motivated while paying off debt? The debt snowball method could be the solution that energizes you.
Read moreJanuary 28, 2026
Their first teacher is you. Make sure your kids are learning what they need to know about money.
Read moreJanuary 28, 2026
Parenthood has lots of surprises—some fun, some not so much. Here are the unexpected costs to watch out for.
Read moreJanuary 28, 2026
How to get through a scary financial time: ignore the bad advice and protect your money. We’ll show you how.
Read moreJanuary 28, 2026
When a financial hardship strikes, you need a plan for managing secured debt, so you don't risk losing your collateral.
Read moreJanuary 19, 2026
Debt settlement doesn’t mean you’ll never use credit cards again. We’ll walk you through the process to rebuild.
Read moreJanuary 19, 2026
There are so many things you can do with a tax refund, but what should…
Read moreJanuary 19, 2026
Credit counselors can help a lot, but they have their limits. Learn the credit counseling pros and cons in our guide.
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