author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Open Enrollment 2021: Should You Change Health Insurance in a Pandemic?
Should You Change Health Insurance?

July 31, 2025

There are some good reasons to change health insurance plans. Explore…

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9 Smart Ways to Save Money on Summer Vacation
10 Smart Ways to Save Money on Summer Vacation

August 9, 2025

With a little bit of planning, you can enjoy an awesome vacation and still stay…

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Best Ways to Get Debt Relief
Best Ways to Get Debt Relief

August 9, 2025

Help yourself get out of debt with these lifestyle changes and better money management.

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Credit counselor works with client
How Much Does Credit Counseling Cost?

August 10, 2025

Credit counseling could help you but it’s usually not free. Learn more here.

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How much does bankruptcy cost?
How Much Does Bankruptcy Cost?

August 10, 2025

Filing for bankruptcy can cost very little—or hit your wallet hard. Here’s what you need to know about the costs.

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4 Simple Ways to Improve Your Finances in 2019
4 Simple Ways to Improve Your Finances in 2025

August 15, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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11 creative ways to save for emergencies when you're broke
11 Creative Ways to Save for Emergencies When You’re Broke

August 14, 2025

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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3 Expert Tips for Raising Financially Responsible Kids
3 Expert Tips for Raising Financially Responsible Kids

August 1, 2025

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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7 Good Financial Habits to Master
7 Good Financial Habits to Master

August 2, 2025

Having financial goals is important. Read more about 7 good financial habits to master in…

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