author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

What is an Economic Injury Disaster Loan?
What Is an Economic Injury Disaster Loan?

February 16, 2026

Struggling after a federally declared disaster? An Economic Injury Disaster Loan (EIDL) could be just what you need.

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Five Facts About Debt Collector Calls You Need to Know
Ten Facts About Debt Collector Calls You Need to Know

February 17, 2026

Don’t let debt collectors catch you off guard. Our guide covers everything you need to know when a debt collector calls.

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What’s the Difference Between Furlough, Layoff, and Termination?
What’s the Difference Between Furlough, Layoff, and Termination?

February 17, 2026

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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5 Ways to Get Rid of Debt Stress
5 Ways to Get Rid of Debt Stress

February 17, 2026

Does thinking about your debt cause you anxiety or keep you up at night? Try these tips to manage debt stress.

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How to get out of credit card debt without ruining your credit
How to Get Out of Credit Card Debt Without Ruining Your Credit

February 17, 2026

Smart debt payoff strategies could free you from credit card stress while you protect your credit score.

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6 Fun Ways to Stay Motivated on Your Debt Payoff Journey
6 Fun Ways to Stay Motivated on Your Debt Payoff Journey

February 17, 2026

Making debt payoff fun could help you stay motivated to say goodbye to your creditors for good.

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Person paying bills using calculator and laptop
6 Ways to Work Toward Financial Freedom in 2025

February 17, 2026

You have the power to find financial freedom and set yourself up for success. Here’s how.

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3 Expert Tips for Raising Financially Responsible Kids
3 Expert Tips for Raising Financially Responsible Kids

February 17, 2026

Raising financially responsible kids is the goal of many parents. Learn three expert tips on…

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

February 17, 2026

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

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How to save the most money when consolidating debt
How to Save the Most Money When Consolidating Debt

February 17, 2026

Debt consolidation could help you pay down what you owe faster and potentially keep more money in your pocket.

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