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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How to use hardship programs to temporarily suspend credit card payments
How to Use Hardship Programs to Temporarily Suspend Credit Card Payments

December 19, 2025

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

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Is 600 A Good Credit Score
Is a 600 Credit Score Bad?

December 18, 2025

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

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COVID Credit Card Debt Relief: Who Offers It?
COVID Credit Card Debt Relief: Who Offers It?

December 4, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

December 2, 2025

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

December 12, 2025

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

December 14, 2025

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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What Is the Community Reinvestment Act?
What Is the Community Reinvestment Act?

December 4, 2025

What is the CRA? What role does it play in social justice and how does…

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