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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How to Use Your Home Equity to Pay Off Student Loans
How to Use Your Home Equity to Pay Off Student Loans

June 6, 2025

Are you struggling to pay for college or eager to repay student loan debt. Here…

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Is an authorized user responsible for debt
Is An Authorized User Responsible For Debt?

June 10, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

June 4, 2025

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

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Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

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Is 600 A Good Credit Score
Is a 600 Credit Score Good or Bad?

June 10, 2025

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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How to use hardship programs to temporarily suspend credit card payments
How to Use Hardship Programs to Temporarily Suspend Credit Card Payments

June 11, 2025

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

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Defensive Strategies in Court for Credit Card Debt Lawsuits
Defensive Strategies in Court for Credit Card Debt Lawsuits

May 28, 2025

Being sued for unpaid credit card debt requires some tough choices. Here are 7 options to consider.

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Debt consolidation helps you reorganize your debt. Debt settlement is for people who can’t afford their debts.

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5 Unexpected legal outcomes of ignoring credit card debt
5 Unexpected legal outcomes of ignoring credit card debt

June 4, 2025

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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