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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

How to Settle Credit Card Debt When Lawsuit Has Been Filed
Can You Settle Credit Card Debt After Being Served? Complete Guide 2025

January 24, 2026

Yes, you can settle credit card debt after being served—find out how.

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Debt Settlement vs. Debt Consolidation
Debt Relief vs. Debt Consolidation: Pros and Cons

January 24, 2026

Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.

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How long does debt relief take
How Long Does Debt Relief Take?

January 26, 2026

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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What's it like to go through debt relief?
What’s it Like to Go Through Debt Relief?

January 27, 2026

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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How Depression Might Affect Spending and Debt
How Depression Affects Debt and Spending

January 30, 2026

Depression can make it harder to do even simple financial tasks. Here are some tips…

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7 Steps to Prepare For the Debt Settlement Process
7 Steps to Prepare For the Debt Settlement Process

January 30, 2026

Getting ready for the debt settlement process? Find tips for success here.

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

January 31, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Can I Take a Hardship Withdrawal for Credit Card Debt?
Can I Take a Hardship Withdrawal for Credit Card Debt?

February 3, 2026

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

February 3, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

February 5, 2026

Nothing beats the feeling of getting rid of credit card debt. Here are six fast ways to do it.

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