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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

COVID Credit Card Debt Relief: Who Offers It?
COVID Credit Card Debt Relief: Who Offers It?

August 3, 2025

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

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Is an authorized user responsible for debt
Is An Authorized User Responsible For Debt?

July 24, 2025

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

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What's it like to go through debt relief?
What’s it Like to Go Through Debt Relief?

August 9, 2025

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

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How long does debt relief take
How Long Does Debt Relief Take?

August 5, 2025

All debt relief takes time, but debt settlement could get your credit back on track faster than bankruptcy. Learn more here.

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How to Use Your Home Equity to Pay Off Student Loans
How to Use Your Home Equity to Pay Off Student Loans

August 12, 2025

Are you struggling to pay for college or eager to repay student loan debt. Here…

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

August 9, 2025

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

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How to use hardship programs to temporarily suspend credit card payments
How to Use Hardship Programs to Temporarily Suspend Credit Card Payments

July 25, 2025

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

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How to get out of credit card debt fast
How to Get Out of Credit Card Debt Fast

July 28, 2025

Get out of credit card debt fast with debt acceleration, consolidation, debt management, debt relief, or bankruptcy.

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

August 2, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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