Richard Barrington

Authorized users can use an account with the responsibility to pay. Read this to find out how it works.

How to get COVID debt relief for credit card debt. While there is no formal government-backed COVID credit card debt forgiveness program, many financial institutions and loan servicers are working with customers impacted by COVID.

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

Sometimes it’s a good financial move to plunk down your own cash for a secured credit card (you’ll get your money back). Our expert explains.

Debt relief is an emotional journey with highs and lows, but can be ultimately very rewarding

Know your budget, know your goals, be ready to engage with your creditors. Learn more about getting ready for debt settlement.

All debt relief takes time, but debt settlement generally gets your credit back on track faster than bankruptcy. Learn more here.

Having debt canceled can result in a tax liability, which you should understand before you pursue cancellation.

Credit card hardship programs might help you catch up on debt payments. Here’s how they work

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.