author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Why Debt Consolidation Loans Get Denied
Why Debt Consolidation Loans Get Denied

February 16, 2026

Got denied for a consolidation loan? Here's why it happens, and what to do next.

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Can a Credit Card Company Sue You
Can a Credit Card Company Sue You?

February 16, 2026

Creditors might sue you if they're out of options. Here's what to do if you get sued.

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Five Free Debt Payoff Apps You’ll Want to Use Now
Best Apps to Pay Off Credit Card Debt

February 16, 2026

Check out our 10 best debt payoff apps to manage your budget and get rid of your credit card debt for good.

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Survey: How Americans Spend Their Tax Refunds
Survey: How Americans Spend Their Tax Refunds

February 16, 2026

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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Open Enrollment 2021: Should You Change Health Insurance in a Pandemic?
Should You Change Health Insurance?

February 16, 2026

There are some good reasons to change health insurance plans. Explore…

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7 Smart Ways to Pay off Student Loans
9 Smart Ways to Pay off Student Loans

February 16, 2026

Learn how to pay off student loans in seven smart and effective ways that maximize…

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The True Cost of Helping Your Kid Pay for College
Meet Your Financial Goals and Still Help Your Kid Pay for College

February 16, 2026

Our recent survey revealed that helping your kid through college could cause you undue emotional,…

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How to Talk to Your Partner About Shared Debt
How to Talk to Your Partner About Shared Debt

February 16, 2026

Here’s how to talk about debt with your partner so you can work together to conquer it.

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5 Unexpected legal outcomes of ignoring credit card debt
5 Unexpected Legal Outcomes of Ignoring Credit Card Debt

February 16, 2026

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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