
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
February 9, 2026
You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.
Read moreJanuary 25, 2026
You may be behind on retirement savings now, but it doesn't have to be that way forever.
Read moreFebruary 9, 2026
From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.
Read moreJanuary 25, 2026
Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.
Read moreJanuary 25, 2026
If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.
Read moreJanuary 23, 2026
Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.
Read moreJanuary 22, 2026
Learn how much debt might be too much for you. Find out where you stand and take control of your debt.
Read moreJanuary 18, 2026
Debt is common, whether you’re in the military or not. But military members have some great ways to get help.
Read moreJanuary 18, 2026
Here are the professional tips you need to succeed at credit card debt negotiation.
Read moreJanuary 19, 2026
Sometimes you need money in a hurry. But bad-credit loans can be bad news. Consider these better options.
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