author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

August 2, 2025

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Five Back-to-School Shopping Tips that Save Money
Five Back-to-School Shopping Tips that Save Money

August 20, 2025

If you're stressed out about all the supplies you'll need to get for your kids…

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How to Improve Your Financial Health
How to Improve Your Financial Health

August 20, 2025

Your financial health is just as important as your physical health. Read these simple tips…

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Why You Should Have a Will, Even if You’re Not Rich
Why You Should Have a Will, Even if You’re Not Rich

August 20, 2025

A will is an essential legal document that you need, even if you’re not rich.…

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5 Ways to Improve Your Financial Literacy
6 Ways to Improve Your Financial Literacy

August 3, 2025

If you have made it a goal to learn more about personal finance, then you…

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Person paying bills using calculator and laptop
6 Ways to Work Toward Financial Freedom in 2025

August 1, 2025

You have the power to find financial freedom and set yourself up for success. Here’s how.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Recovering from a Contractor Gone Wrong…Without Bankruptcy

August 16, 2025

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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Secured credit card vs Prepaid debit card
What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?

August 2, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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Is Marriage Good for Your Financial Health?
Is Marriage Good for Your Financial Health?

August 7, 2025

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

August 7, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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