author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

What is the Fair Debt Collection Practices Act - FDCPA
What Is the Fair Debt Collection Practices Act - FDCPA?

December 12, 2025

You’ve got leverage—you can sue debt collectors who don’t follow the rules. Read up on the details.

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Do You Really Need a 20% Down Payment?
Do You Really Need a 20% Down Payment?

December 12, 2025

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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Why Dealing with Debt Isn’t as Scary as You Think
Why Dealing with Debt Isn’t as Scary as You Think

December 12, 2025

Debt gets less scary when you start tackling it. We’ll show you how.

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4 Things to Do If You Can't Pay Your Bills
4 Things to Do If You Can't Pay Your Bills

December 12, 2025

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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Ways to Pay Off Wedding Debt
Ways to Pay Off Wedding Debt

December 12, 2025

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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