
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 28, 2026
When you feel like your budget is as lean as it can be, attack debt from the other direction: increase your income. Here’s how.
Read moreMarch 28, 2026
See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.
Read moreMarch 28, 2026
Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.
Read moreMarch 28, 2026
Getting around fear of debt can be key to financial thriving. Here’s how to move past it.
Read moreMarch 28, 2026
A lower debt-to-income ratio could help you get a loan and manage your bills more easily. Here’s how to get one.
Read moreMarch 28, 2026
Filing early is the best way to fast-track your tax refund and thwart would-be thieves. Learn more.
Read moreMarch 28, 2026
Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.
Read moreMarch 27, 2026
Legitimate debt relief companies exist—but so do scammers. Here's how to tell the difference.
Read moreMarch 27, 2026
Bad credit doesn't have to stop you from getting debt relief. Check out your options here.
Read moreMarch 27, 2026
You can bounce back from a credit card charge-off. Here's how to get started.
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