Kimberly Rotter

While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.

Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.

Building an emergency fund is one of the best decisions you'll ever make for your finances.

A balance transfer could potentially make your interest disappear. But are they really a good idea? Find out now.

Can you move from late payments to excellent credit? Absolutely. Here's how I did it.

If you’re wondering about the possibility of a rate hike on your personal loan, here’s what you need to know.

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

A home equity loan could help you pay off debt. Learn the details before borrowing against your home.

Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.

Bad credit doesn't need to stand in the way of your dream of homeownership.