
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
February 3, 2026
High-interest debt can cost you a lot, quickly. Here’s what to do about it.
Read moreFebruary 3, 2026
Consolidation could hurt or help your score. Here’s how to tell when it’s the right choice for you.
Read moreFebruary 3, 2026
You can recover after falling behind on debt payments. We’ll show you how to get back on track.
Read moreFebruary 3, 2026
Financial hardship can put you behind on bills and spell trouble for your credit. Here's how to get back on track.
Read moreFebruary 3, 2026
Want to stop overspending? Learn how to create a bare-bones budget.
Read moreFebruary 3, 2026
Splitting up card payments might help the budget, but is there a downside? Here's what happens with multiple payments.
Read moreFebruary 3, 2026
Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.
Read moreFebruary 3, 2026
Learn how to set up your budget, maintain your priorities, and make that debt go away.
Read moreFebruary 3, 2026
Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.
Read moreFebruary 3, 2026
If you're facing a temporary pause to your paychecks during a government shutdown, what can you do?
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