Kimberly Rotter

Manifest a better financial future, and take these steps to make it happen. Here are tips for creating your new financial normal.

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

When you feel like your budget is as lean as it can be, attack debt from the other direction: increase your income. Here’s how.

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

Getting around fear of debt can be key to financial thriving. Here’s how to move past it.

A lower debt-to-income ratio could help you get a loan and manage your bills more easily. Here’s how to get one.

Filing early is the best way to fast-track your tax refund and thwart would-be thieves. Learn more.

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

Legitimate debt relief companies exist—but so do scammers. Here's how to tell the difference.