Kimberly Rotter

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

The right approach to consolidating your debt could save you big time on interest.

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

When you feel like your budget is as lean as it can be, attack debt from the other direction: increase your income. Here’s how.

Learn about your options—from legal defenses to debt relief—if you’re facing a credit card lawsuit.

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

Settling a lawsuit can be a major financial victory. Here’s when it may also involve paying taxes.

Two of the most popular debt payoff strategies—and the one you’ll actually stick to.