
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
December 6, 2025
Does thinking about your debt cause you anxiety or keep you up at night? Try these tips to manage debt stress.
Read moreDecember 2, 2025
Debt consolidation could help you pay down what you owe faster and potentially keep more money in your pocket.
Read moreDecember 7, 2025
Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.
Read moreDecember 15, 2025
Wondering if a debt relief company will help or harm? Here’s how to know if you’ve found a legit one.
Read moreDecember 6, 2025
You eat at home and don’t buy coffee out. Now what? Here's how to save when you've already made the usual cuts.
Read moreDecember 8, 2025
Everyone wants the best deals leading up to the holidays. Check out these 6 Black…
Read moreNovember 29, 2025
Free money, or a way to lure you deeper into debt? Here is what you…
Read moreDecember 12, 2025
Even if home-buying messes up your finances, you can recover. Here’s how.
Read moreDecember 2, 2025
If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...
Read moreDecember 18, 2025
While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.
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