Personal Finance Articles

Survey: How Americans Spend Their Tax Refunds
John Russo

April 29, 2025

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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5 Tips to Improve Your Credit Score
John Russo

April 29, 2025

One of the best ways to improve your overall financial health, is to improve your credit score. Here are 5 tips on how to do just that.

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Survey: 54% of Americans Can’t Handle a $500 Expense
John Russo

April 29, 2025

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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4 New 2018 Tax Changes You Need to Know Before You File
Michael Micheletti

April 29, 2025

Find out how 2018 tax changes in the Tax Cuts and Jobs Act will affect…

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4 Simple Ways to Improve Your Finances in 2019
Tammi Huang

April 29, 2025

Many people want to get financially healthy this year. If you're wondering how to improve…

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10 Money-Saving Vacation Hacks
Aimee Bennett

April 29, 2025

While you’re on vacation, it can be hard to relax because you’re worried about the…

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Learn a New Language: The Language of Money
Christy Bieber

April 29, 2025

Looking for a productive way to spend your extra time at home during quarantine? Learn…

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Same-Sex Couples Denied a Mortgage More Often
Ashley Maready

April 29, 2025

A study shows same-sex couples are denied a mortgage more often than then heterosexual couples.…

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How Voting Can Affect Your Personal Finances
Ben Gran

April 29, 2025

Your vote bridges democracy and your personal finances. From taxes, to healthcare, to unemployment, here’s…

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Open Enrollment 2021: Do You Need an HSA?
Maurie Backman

April 29, 2025

As open enrollment begins, you may want to consider enrolling in an HSA, which is…

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Is Severance Pay Taxable? How Job Loss Affects Your Taxes
Christy Bieber

April 29, 2025

How is severance pay taxed when you lose your job? There are no tax breaks when you lose your job.

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9 Amazing Ways to Save $300 Every Month
Charla Myers

April 28, 2025

Obeying these 9 budget rules can help you save $300 a month – or more!…

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What is a grace period
Richard Barrington

April 28, 2025

A grace period could help you manage cash flow when bills are due, or save money on credit card purchases. Learn how to manage your grace periods.

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Why Do People Overspend?
Dana George

April 28, 2025

Why do people overspend? Here’s a glance into the psychological reasons some people tend to…

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5 Money Tips for Recent Grads
Aimee Bennett

April 28, 2025

We’ve got five financial tips to make the transition out of college go smoothly for…

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Debit or Credit?
Tammi Huang

April 28, 2025

Should you use debit or credit to make that purchase? It depends on a number of factors, including your personal preferences, your budget, and more.

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What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?
Richard Barrington

April 28, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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What Does it Mean to be a Cosigner?
Richard Barrington

April 28, 2025

Cosigning means taking legal responsibility for a loan. Learn how cosigning might impact your finances and credit, and how to protect yourself.

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Reducing Expenses During a Sudden Financial Hardship
Kailey Hagen

April 28, 2025

It's natural to feel anxious during a difficult time. Learn how to reduce your expenses…

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Ready to Teach Money Skills at Home?
Dana George

April 28, 2025

As you work, live, teach and live fully from home, there's a lot to think…

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7 Ways to Save Money on Healthcare
Kailey Hagen

April 28, 2025

Here are 7 ideas that may help you save money on healthcare and still get…

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How Could the New Biden Administration Affect My Money?
Steve Tanner

April 27, 2025

With the inauguration of President Biden, taxes, student loan debt, healthcare, and other economic policies…

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Financial House Cleaning: How to Organize Your Finances in 2021
Anna Baluch

April 27, 2025

Just like a messy home, messy finances can be stressful and overwhelming. Here are a…

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Credit Utilization: What it is and how it can affect your credit score?
Richard Barrington

April 26, 2025

Credit utilization ratio is a key factor in credit scores, so lowering that ratio could help you improve your credit score. Here’s how to get started.

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How to Buy a House with Bad Credit
Kailey Hagen

April 26, 2025

Wondering how to buy a house with bad credit? It’s more difficult, but it is…

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What is a 401k Plan?
Jacqueline Backman

April 26, 2025

What is a 401k plan? If you're just starting out, or even if you have been working for a while, learn more about using a 401k to save for your retirement.

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