Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
January 22, 2026
When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.
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January 22, 2026
Getting out of debt faster isn’t just about cash—it’s about having the right conversations. Start with these.
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February 1, 2026
Even if home-buying messes up your finances, you can recover. Here’s how.
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January 22, 2026
Don’t pay more for your burrito. Learn how to avoid Buy Now, Pay Later (BNPL) for everyday purchases.
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January 23, 2026
Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.
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January 23, 2026
Student loan forbearance differs with federal and private loans. Here’s how both can affect your credit score.
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January 23, 2026
If you’re ready to tackle debt, you’ve got the power. Here’s how to approach DIY debt payoff.
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January 21, 2026
Learn how to pay off student loans in seven smart and effective ways that maximize…
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January 21, 2026
Our recent survey revealed that helping your kid through college could cause you undue emotional,…
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January 21, 2026
Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…
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