
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
October 18, 2025
We asked over 1,000 homeowners to tell us about the three most unexpected costs of…
Read moreOctober 18, 2025
A reputable debt relief company won't give you a hard time about canceling. Here’s what to do.
Read moreOctober 18, 2025
You want to pay off debt, but you also want to retire someday. Learn how you could do both.
Read moreOctober 18, 2025
A road trip starts with figuring out the route, and the same is true for your debt payoff journey.
Read moreOctober 6, 2025
Wage garnishment can reduce your paychecks. Here’s how a creditor does it, and what you could do in response.
Read moreOctober 6, 2025
Cutting back on coffee could help you get out of debt. But here’s how to make even bigger moves.
Read moreOctober 18, 2025
Budget, save a little, and pay down a little, and you can eventually be debt-free and ready for emergencies.
Read moreOctober 6, 2025
Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.
Read moreOctober 22, 2025
Sometimes you need money in a hurry. But bad-credit loans can be bad news. Consider these better options.
Read moreOctober 12, 2025
Lower the rate. Lower the payment. Get cash for an important expense. These are just some of the reasons people refinance.
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