author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

5 Unexpected legal outcomes of ignoring credit card debt
5 Unexpected Legal Outcomes of Ignoring Credit Card Debt

August 1, 2025

Learn what might happen if you ignore your credit card debt, and the best ways to handle it.

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How to Talk to Your Partner About Shared Debt
How to Talk to Your Partner About Shared Debt

August 1, 2025

Here’s how to talk about debt with your partner so you can work together to conquer it.

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What to do if you're subject to wage garnishment for student loan debt
What to Do if You're Subject to Wage Garnishment for Student Loan Debt

August 2, 2025

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

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What is Your Household Debt?
How Household Debt Impacts Your Everyday Life

August 2, 2025

When savings are not enough, debt can help fund the expenses of life. But debt is not always the right solution. Learn more about using household debt effectively.

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How to Prepare for a Recession If You are Already Struggling
How to Prepare for a Recession If You are Already Struggling

August 2, 2025

How do you prepare for a recession when you already struggle financially? Even in tough…

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How to protect yourself in a recession
Recession Preparation: How Can You Protect Yourself?

August 2, 2025

Yes; the US entered a recession in 2022. Learn how to protect your finances, what to do and not do in a recession.

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Is Student Loan Debt Forgiveness Coming?
Is Student Loan Debt Forgiveness Coming?

July 31, 2025

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

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What happens if you stop paying your bills?
What Happens If You Stop Paying Your Bills?

August 11, 2025

Financial hardship can put you behind on bills and spell trouble for your credit. Here's how to get back on track.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

August 11, 2025

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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How much can you usually settle a debt for
How Much Can You Usually Settle a Debt For?

August 11, 2025

Debt settlement could help you significantly reduce your debt and put it behind you. Find out how much you could offer.

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