author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Negative Bank Account
How to Clear a Negative Balance in Your Bank Account: Step-by-Step Guide

January 19, 2026

If your bank account is in the negative, it can cost you money. Find out how to clear a negative bank balance here.

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Is Student Loan Debt Forgiveness Coming?
Is Student Loan Debt Forgiveness Coming?

January 20, 2026

While President-elect Biden has expressed strong support for student debt forgiveness, there are still a…

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Food Prices Spike: How to Update Your Grocery Budget
How to Budget for Groceries

January 20, 2026

Food costs are up. Here’s how to budget for groceries at a time when prices are spiking.

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Best Apps to Help Pay Off Student Loans Faster
Best Apps to Help Pay Off Student Loans Faster

January 20, 2026

Overdue on student loans? Need to pay off debt? These student loan apps can help get rid of debt faster.

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The Psychological Benefits of Settling Your Debts
The Psychological Benefits of Settling Your Debts 

January 20, 2026

Your debt could be affecting your mental health. Here’s what debt settlement can do to help.

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Should Your Company Reimburse Work-From-Home Expenses?
Do Companies Have to Reimburse Work-From-Home Expenses in Your State?

January 20, 2026

Should your employer pick up the tab for your home office chair or new coffee maker? Well, maybe.

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Five Free Debt Payoff Apps You’ll Want to Use Now
Best Apps to Pay Off Credit Card Debt

January 20, 2026

Check out our 10 best debt payoff apps to manage your budget and get rid of your credit card debt for good.

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Open Enrollment 2021: Should You Change Health Insurance in a Pandemic?
Should You Change Health Insurance?

January 20, 2026

There are some good reasons to change health insurance plans. Explore…

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