Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
April 3, 2026
Can’t make your credit card payment? Learn what to expect and what moves to make.
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April 3, 2026
Want to pay off your student loan debt faster? Here’s how I paid off student loans, and which money moves helped most.
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April 3, 2026
Owe money to a gym? Don't get caught in a collections trap for unpaid membership fees.
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April 3, 2026
Debt collectors can call often—but not endlessly. Learn the rules about how often they’re allowed to call.
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April 3, 2026
Are your federal student loans in default? See how to avoid wage garnishment based on new details from January 2026.
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April 3, 2026
Falling behind on credit cards? Debt relief isn’t a failure—it could be your way forward.
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