Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
January 19, 2026
It’s possible to inherit someone else’s credit card debt. Find out if any of the reasons might apply to you.
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January 19, 2026
Free money, or a way to lure you deeper into debt? Here is what you…
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January 19, 2026
It’s easy to find yourself swamped by debt, especially after the holidays. If you’re wondering…
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February 1, 2026
Unpaid credit card debt may fall off your credit report in 7 years, but you may still have to pay it. Find out what your rights are.
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January 28, 2026
Got the credit score blues? Chin up—we’ll share our favorite secret weapon for building a higher credit score.
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January 28, 2026
Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…
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January 28, 2026
Everyone wants the best deals leading up to the holidays. Check out these 6 Black…
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January 28, 2026
Struggling with debt? We’ll walk you through debt consolidation and bankruptcy to find your best method.
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January 28, 2026
Understanding and preparing for these debt settlement pitfalls can save you a lot of stress.
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February 1, 2026
Credit counseling could help you but it’s usually not free. Learn more here.
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