
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
April 2, 2026
Calculate whether a dealership offer would cover your current loan or hand you higher monthly payments.
Read moreApril 2, 2026
Having a car repossessed could impact your credit and most of your life. Learn the steps to avoid losing your vehicle.
Read moreApril 2, 2026
Can't afford your auto loan? Settlement may be tempting, but it's rarely an option. Here's why—and what to do instead.
Read moreApril 2, 2026
A home equity line of credit (HELOC) may be a good way to fund debt payoff, home improvements, and more. Find out how it works.
Read moreApril 2, 2026
Save your relationship from financial infidelity. Here's how you can start the conversation with your partner.
Read moreApril 3, 2026
The president wants 10% APR on credit cards. Banks say no. Here’s what a credit card interest cap could really mean.
Read moreApril 3, 2026
Struggling with debt you can't afford? Get the real story behind these debt relief myths to find out if it's for you.
Read moreApril 3, 2026
Once debt is sold to a debt collector, it may seem scary. Here's what you need to know to become a fearless consumer.
Read moreApril 3, 2026
Using a lot of your available credit? It could be affecting your credit scores and ability to borrow. Here's what to do.
Read moreApril 3, 2026
Sued for an overdraft balance? You have options, and you'll be okay. Here's what to do next.
Read more



