Kimberly Rotter

Change HOW you pay with debt consolidation, and how MUCH you pay with debt settlement. Learn the pros and cons here.

Losing a job could throw your spouse and finances for a loop. Here’s how to cope.

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

You may be behind on retirement savings now, but it doesn't have to be that way forever.

If your small business cash flow has taken a hit, here’s how to get strategic about small business debt reduction.

Should you start a 529 plan? A 529 plan can help you save for college…

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

A perfect credit score of 850 makes every aspect of your financial life easier. Here's how to get there.

Borrowing money from friends and family can be tricky, but doable if you and your…

An emergency fund keeps you covered when there are surprises. Here’s why a savings account is safer than a credit card.