Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
January 21, 2026
Smart debt payoff strategies could free you from credit card stress while you protect your credit score.
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January 21, 2026
You have the power to find financial freedom and set yourself up for success. Here’s how.
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January 21, 2026
Making debt payoff fun could help you stay motivated to say goodbye to your creditors for good.
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January 24, 2026
The right approach to consolidating your debt could save you big time on interest.
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January 24, 2026
While you’re on vacation, it can be hard to relax because you’re worried about the…
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January 24, 2026
A personal loan could simplify your debt payments—and save you money.
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January 24, 2026
Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.
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January 24, 2026
One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.
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January 24, 2026
Learn how to consolidate bills with debt consolidation loans or debt management plans.
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January 24, 2026
Yes, you can settle credit card debt after being served—find out how.
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