author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Does paying off credit card help credit score
Does Paying Off Your Credit Cards Help Your Credit Score?

February 6, 2026

Paying off your credit cards? Congrats! Here’s how that could impact your credit score for the better.

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Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

February 6, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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Debt Consolidation Methods
Debt Consolidation Methods

February 6, 2026

Consolidating your debt could simplify your debt payments. Learn more about the most common debt consolidation methods.

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 How Much Credit Card Debt Is Too Much
How Much Credit Card Debt Is Too Much?

February 6, 2026

If credit card debt is hurting you financially or emotionally, it's time to get rid of it. Here's what you could do.

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Debt Relief for Business Owners
Business Debt Settlement: Complete Guide for Small Business Owners [2025]

February 7, 2026

These 11 business debt relief methods could help you get rid of the debt and keep your business running.

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Debt Relief Options
6 Real-Life Ways to Get Rid of Debt Faster

February 7, 2026

Was your debt caused by a short-term crisis or long-term budget problems? Explore these debt relief options.

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11 creative ways to save for emergencies when you're broke
11 Creative Ways to Save for Emergencies When You’re Broke

February 7, 2026

Being broke could make you a super-saver who builds wealth. Here’s how to save when you don’t have any to spare.

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How to Build Credit after Domestic Abuse
Strike Back and Move On: How to Recover From Financial Abuse

February 7, 2026

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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Same-Sex Couples Denied a Mortgage More Often
Same-Sex Couples Denied a Mortgage More Often

February 7, 2026

Are you likely to pay more for a mortgage if you’re LGBTQ+? Possibly. Find out more here.

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