author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Five Back-to-School Shopping Tips that Save Money
Five Back-to-School Shopping Tips that Save Money

March 23, 2026

If you're stressed out about all the supplies you'll need to get for your kids…

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How to Improve Your Financial Health
How to Improve Your Financial Health

March 23, 2026

Your financial health is just as important as your physical health. Read these simple tips…

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Who Can Access Your Credit Report
Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect

March 23, 2026

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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Can You Fall Behind With a High Credit Score?
Can You Fall Behind With a High Credit Score?

March 23, 2026

People with high credit scores are falling behind on credit card payments. Here’s what it means, and how to handle it.

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How to get out of credit card debt without ruining your credit
How to Stop Paying Credit Cards Legally: Your Complete Guide to Debt Relief Options [2025]

March 23, 2026

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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What Is the Average Credit Card Balance in the U.S.
What Is the Average Credit Card Balance in the U.S.?

March 23, 2026

Five-figure credit card debt is common. Find out what you could do about it.

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How to Build Credit as a College Student
How to Build Credit as a College Student

March 23, 2026

The ability to be invisible may work for superheroes, but it's not great for personal finances. Here's how to be seen.

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Credit Card Debt Relief
Tips for Choosing a Debt Relief Company

March 23, 2026

In need of debt relief? Try these tips to choose the right company to help you get rid of your debt.

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Signs You're Feeling Financial Trauma
3 Signs You’re Feeling Financial Trauma—and What to Do About it

March 21, 2026

Many people have experienced financial trauma. Healing is possible, for a better financial future.

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Debt Consolidation
How Does Debt Consolidation Work?

March 21, 2026

Whatever your situation, debt consolidation may be worth considering. Find out if it fits your needs.

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