author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Questions to Ask About Home Loans Before You Consolidate Debt
Questions to Ask About Home Loans Before You Consolidate Debt

December 20, 2025

A home equity loan could help you pay off debt. Learn the details before borrowing against your home.

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What Is a Pay-for-Delete Agreement?
What Is a Pay-for-Delete Agreement?

December 19, 2025

No one wants negative information on their credit report. Can pay-for-delete really help you get rid of it?

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Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt
Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt

December 20, 2025

You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.

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Is a Balance Transfer a Good Idea
Is a Balance Transfer a Good Idea?

December 20, 2025

A balance transfer could potentially make your interest disappear. But are they really a good idea? Find out now.

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How Do You Get Out of Debt With No Money
How Do You Get Out of Debt With No Money?

December 20, 2025

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

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Things to Do ASAP When You're Overwhelmed with Debt
3 Things to Do ASAP When You're Overwhelmed with Debt

December 20, 2025

Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.

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