
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 15, 2026
Student loan forgiveness isn't guaranteed. Find out how to cope with student debt.
Read moreMarch 15, 2026
It might actually be easier to get a balance transfer card now. Find out more.
Read moreMarch 15, 2026
Should your employer pick up the tab for your home office chair or new coffee maker? Well, maybe.
Read moreMarch 16, 2026
Food costs are up. Here’s how to budget for groceries at a time when prices are spiking.
Read moreMarch 14, 2026
You probably need your car to function. Here’s how to avoid car repossession.
Read moreMarch 14, 2026
Got denied for a consolidation loan? Here's why it happens, and what to do next.
Read moreMarch 14, 2026
Creditors might sue you if they're out of options. Here's what to do if you get sued.
Read moreApril 4, 2026
Buy now, pay later plans make it easy to pay for stuff over time. But what are they doing to your credit?
Read moreMarch 2, 2026
Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.
Read moreMarch 12, 2026
Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.
Read more




