author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Is Student Loan Debt Forgiveness Coming?
Is Student Loan Debt Forgiveness Coming?

March 15, 2026

Student loan forgiveness isn't guaranteed. Find out how to cope with student debt.

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Is a Balance Transfer Card Harder to Get Right Now?
Is a Balance Transfer Card Harder to Get Right Now?

March 15, 2026

It might actually be easier to get a balance transfer card now. Find out more.

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Should Your Company Reimburse Work-From-Home Expenses?
Do Companies Have to Reimburse Work-From-Home Expenses in Your State?

March 15, 2026

Should your employer pick up the tab for your home office chair or new coffee maker? Well, maybe.

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Food Prices Spike: How to Update Your Grocery Budget
How to Budget for Groceries

March 16, 2026

Food costs are up. Here’s how to budget for groceries at a time when prices are spiking.

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How to Avoid Car Repo
How to Avoid Car Repo

March 14, 2026

You probably need your car to function. Here’s how to avoid car repossession.

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Why Debt Consolidation Loans Get Denied
Why Debt Consolidation Loans Get Denied

March 14, 2026

Got denied for a consolidation loan? Here's why it happens, and what to do next.

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Can a Credit Card Company Sue You
Can a Credit Card Company Sue You?

March 14, 2026

Creditors might sue you if they're out of options. Here's what to do if you get sued.

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Buy Now, Pay Later Credit Reporting: How Does It Work?
Buy Now, Pay Later Credit Reporting: How Does It Work?

April 4, 2026

Buy now, pay later plans make it easy to pay for stuff over time. But what are they doing to your credit?

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 Is a Credit Card Secured or Unsecured Deb
Is a Credit Card Secured or Unsecured Debt?

March 2, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

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Which Credit Card Should I Pay Off First?
Which Credit Card Should I Pay Off First?

March 12, 2026

Ready to tackle your credit card balances? Here's how to break it down and know which one to pay off first.

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