
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
January 15, 2026
Stay secure and in control of your money—see the best credit card alternatives for debt- and stress-free spending.
Read moreJanuary 15, 2026
Bad credit doesn't need to stand in the way of your dream of homeownership.
Read moreJanuary 15, 2026
Skip the bill shock—budget billing keeps your utility payments steady month after month.
Read moreJanuary 15, 2026
Manifest a better financial future, and take these steps to make it happen. Here are tips for creating your new financial normal.
Read moreJanuary 15, 2026
Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.
Read moreJanuary 15, 2026
When you feel like your budget is as lean as it can be, attack debt from the other direction: increase your income. Here’s how.
Read moreJanuary 17, 2026
Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.
Read moreJanuary 17, 2026
Your financial health is just as important as your physical health. Read these simple tips…
Read moreJanuary 16, 2026
Getting around fear of debt can be key to financial thriving. Here’s how to move past it.
Read moreJanuary 16, 2026
Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.
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