author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Best Apps to Help Pay Off Student Loans Faster
Best Apps to Help Pay Off Student Loans Faster

December 1, 2025

Overdue on student loans? Need to pay off debt? These student loan apps can help get rid of debt faster.

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Food Prices Spike: How to Update Your Grocery Budget
How to Budget for Groceries

December 4, 2025

Food costs are up. Here’s how to budget for groceries at a time when prices are spiking.

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Should Your Company Reimburse Work-From-Home Expenses?
Do Companies Have to Reimburse Work-From-Home Expenses in Your State?

December 2, 2025

Should your employer pick up the tab for your home office chair or new coffee maker? Well, maybe.

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The Season of Giving: How We Will Give Back This Year
The Season of Giving: How We Will Give Back This Year

December 6, 2025

Want to give back but worried about the budget? Try these free ways to give back as a family this holiday season.

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Five Facts About Debt Collector Calls You Need to Know
Ten Facts About Debt Collector Calls You Need to Know

December 1, 2025

Don’t let debt collectors catch you off guard. Our guide covers everything you need to know when a debt collector calls.

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6 Steps to Finally Get Rid of Your Debt in 2025
6 Steps to Finally Get Rid of Your Debt in 2026

December 2, 2025

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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Zombie Debt
Zombie Debt: Don’t Let It Rise to Bite You

December 2, 2025

If the phrase zombie debt gives you the willies, have no fear. Here's how to slay debt that seemingly rose from the dead.

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What is an Economic Injury Disaster Loan?
What Is an Economic Injury Disaster Loan?

December 7, 2025

Struggling after a federally declared disaster? An Economic Injury Disaster Loan (EIDL) could be just what you need.

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What’s the Difference Between Furlough, Layoff, and Termination?
What’s the Difference Between Furlough, Layoff, and Termination?

December 4, 2025

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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How to get out of credit card debt without ruining your credit
How to Get Out of Credit Card Debt Without Ruining Your Credit

December 6, 2025

Smart debt payoff strategies could free you from credit card stress while you protect your credit score.

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