
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
March 8, 2026
It's possible to settle your SBA loans. Here's how to get started.
Read moreMarch 7, 2026
While a 600 credit score isn't bad, you can improve it to earn more access to credit and cheaper interest rates.
Read moreMarch 8, 2026
Authorized users aren't usually responsible for debt, but there are a few exceptions. Learn when you need to pay.
Read moreMarch 8, 2026
Building an emergency fund is one of the best decisions you'll ever make for your finances.
Read moreMarch 29, 2026
A balance transfer could potentially make your interest disappear. But are they really a good idea? Find out now.
Read moreMarch 29, 2026
Can you move from late payments to excellent credit? Absolutely. Here's how I did it.
Read moreMarch 29, 2026
If you’re wondering about the possibility of a rate hike on your personal loan, here’s what you need to know.
Read moreMarch 29, 2026
Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.
Read moreMarch 29, 2026
A home equity loan could help you pay off debt. Learn the details before borrowing against your home.
Read moreMarch 29, 2026
Getting out of debt is possible. Here's a step-by-step guide to taking control of your finances.
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