author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Pay Off Multiple Credit Cards
How to Pay Off Multiple Credit Cards

February 3, 2026

Struggling with multiple credit card debts? Don’t worry. You have choices. Professionals could help, too. Learn how.

Read more
Baby Budget
Baby Budget: How New Parents Can Avoid Debt

February 3, 2026

Babies are cute—and expensive. Here’s how to budget as a new parent and steer clear of debt.

Read more
How to Motivate Your Spouse to Pay Off Debt
How to Motivate Your Spouse to Pay Off Debt

February 4, 2026

Working with your spouse to pay off debt can increase your chance of success. Here’s how to get motivated.

Read more
How to Pay Off Debt When You Can Only Work Part-Time
How to Pay Off Debt When You Can Only Work Part-Time

February 4, 2026

A part-time salary doesn’t have to stop you from becoming debt-free.

Read more
Does Eviction Protection Still Apply to You?
How to Pay Off Eviction Debt: A Complete Guide to Resolving Apartment Debt

February 4, 2026

Eviction debt can make it hard to find a rental and affect your credit. Learn how to pay it off and get back on track.

Read more
How Does Medical Debt Should Up on Your Credit Report
How Does Medical Debt Show Up on Your Credit Report?

February 4, 2026

A rule keeping medical debt off credit reports has been struck down by the courts, but some protections remain in place.

Read more
What You Should Know About Credit Discrimination
What You Should Know About Credit Discrimination

February 4, 2026

At Freedom Debt Relief, we know that discrimination within the financial industry exists. Learn more…

Read more
How long does it take to garnish a bank account
How Long Does it Take to Garnish a Bank Account?

February 4, 2026

Learn how and why money could be taken from your bank account, and what you can do about it.

Read more
Denied credit card
Denied a Credit Card? Here’s What to Do Next

February 4, 2026

Card denial isn’t the end of the story—use it as a step toward stronger credit and future approvals.

Read more
Low-Budget Wedding Ideas
Low-Budget Wedding Ideas When You Want to Avoid Debt

February 4, 2026

You don't have to spend a lot of money on a wedding. To avoid wedding debt, check out these low-budget wedding ideas.

Read more