
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
January 18, 2026
Credit card forbearance can offer temporary relief when you’re struggling. Find out more about how a forbearance program can get you back on your feet.
Read moreJanuary 24, 2026
We all like to be generous during the holidays, but you don’t need to overspend.…
Read moreJanuary 24, 2026
Student loans could have an impact on your credit score for better and worse. Here’s the scoop.
Read moreJanuary 29, 2026
Credit card declined? It could be a reader error—or your account could have been closed. Here's how to handle it.
Read moreJanuary 24, 2026
Are you headed toward financial trouble? Read on to be aware and stop the bleeding.
Read moreFebruary 9, 2026
Your credit score can vary depending on the time and source. Here's why they're different and which scores matter.
Read moreJanuary 19, 2026
Struggling to keep up with your debt payments? A financial hardship assistance program could be just what you need.
Read moreFebruary 9, 2026
Falling behind on rent isn't a one-way ticket to eviction. Know your rights, and learn your options.
Read moreJanuary 29, 2026
Retirement planning apps put saving, investing, and budgeting in the palm of your hand. Here are a few of the best.
Read moreJanuary 29, 2026
Don't go into debt when shopping and preparing Thanksgiving dinner. Find out how to host Thanksgiving on a budget.
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