author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Should You Start a 529 Plan?
Should You Start a 529 Plan?

June 20, 2025

Should you start a 529 plan? A 529 plan can help you save for college…

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5 Ways to Improve Your Financial Literacy
6 Ways to Improve Your Financial Literacy

July 11, 2025

If you have made it a goal to learn more about personal finance, then you…

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Person paying bills using calculator and laptop
6 Ways to Work Toward Financial Freedom in 2025

July 10, 2025

You have the power to find financial freedom and set yourself up for success. Here’s how.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Recovering from a Contractor Gone Wrong…Without Bankruptcy

July 2, 2025

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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Secured credit card vs Prepaid debit card
What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?

July 11, 2025

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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Is Marriage Good for Your Financial Health?
Is Marriage Good for Your Financial Health?

June 23, 2025

Marriage is about a strong relationship, but can it be about strong finances too? Learn…

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Does Paying Off Debt Improve Your Credit Profile?
Does Paying Off Debt Improve Your Credit Profile?

June 23, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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5 Steps to Get Debt-Free Fast
5 Steps to Get Debt-Free Fast

June 23, 2025

Five steps you can take to get debt-free faster so you can start to enjoy the benefits now and in the future.

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In a Strong Market, Here are Smart Ways to Increase Your Home Value
Smart Ways to Increase Your Home Value

June 23, 2025

If you’re doing renovations to increase your home’s value, use rewards cards or smart financing…

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Seven Easy Ways to Start Saving for Christmas
Seven Easy Ways to Start Saving for Christmas

June 23, 2025

Saving for Christmas or the whole holiday season doesn't have to be a stressful endeavor…

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