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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

Credit Card Debt Bankruptcy
Should You Consider Filing for Credit Card Debt Bankruptcy?

March 18, 2026

If you’re overwhelmed by creditor phone calls, collection letters, or lawsuits, filing for bankruptcy forces your creditors to suspend collection activity. You cannot legally...

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Can Debt Collectors Take Money From Your Bank Account
Complete Guide to Bank Account Levy and Garnishment

March 19, 2026

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

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How to plan for financial emergencies while paying off debt
How to Plan for Financial Emergencies While Paying Off Debt

March 22, 2026

Budget, save a little, and pay down a little, and you can eventually be debt-free and ready for emergencies.

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