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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

Can Debt Collectors Take Money From Your Bank Account
Complete Guide to Bank Account Levy and Garnishment

March 19, 2026

Yes, debt collectors can access your bank account. But you can take advance action to prevent this nightmare.

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How to plan for financial emergencies while paying off debt
How to Plan for Financial Emergencies While Paying Off Debt

March 22, 2026

Budget, save a little, and pay down a little, and you can eventually be debt-free and ready for emergencies.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

April 18, 2026

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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How to Manage Credit Card Debt Long-Term
How to Manage Credit Card Debt Long-Term

April 20, 2026

Long-term credit card debt is a rude houseguest who steals your money and won't leave. Here's your plan to kick it out.

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