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Gina Freeman (Pogol)

Contributing Author, Editor

Gina Freeman (Gina Pogol) enjoys breaking down complicated subjects and helping consumers feel comfortable making financial decisions. An acknowledged expert in mortgage and personal finance since 2008, Gina's experience include mortgage lending and underwriting, tax accounting, and credit bureau systems consulting. You can find her articles on MSN Money, Fox Business, Forbes.com, The Motley Fool and other respected sites.

Can you cancel a debt settlement contract?
Can You Cancel a Debt Settlement Contract?

October 28, 2026

Yes, you can get out of a debt settlement contract. These are the common mistakes to avoid.

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How much does bankruptcy cost?
How Much Does It Cost to File Bankruptcy?

August 26, 2026

Bankruptcy can cost $0 or $4,000. Here's what actually decides the price.

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Is Debt Settlement Worth It?
Is Debt Settlement Worth It?

September 19, 2026

Debt settlement can cut what you owe, but it comes with real trade-offs. Here's how to weigh them.

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How to avoid common pitfalls in debt settlement
How to Avoid 8 Common Debt Settlement Pitfalls: Risks to Know Before You Enroll

September 24, 2026

Here are eight debt settlement pitfalls that could cost you more than you expect.

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4 numbers to know before you consolidate your debt
4 Numbers to Know Before You Consolidate Your Debt

October 23, 2026

Make the best possible debt consolidation decision (and dodge roadblocks) by knowing these four numbers.

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How to Build Credit after Domestic Abuse
Strike Back and Move On: How to Recover From Financial Abuse

October 29, 2026

Financial abuse can happen to anyone. Here's your recovery plan to leave it behind and live your best life.

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How to Stop Using Credit Cards
How to Stop Using Credit Cards

May 4, 2026

It's hard to get out of credit card debt if you keep charging. Here's how to quit and take your power back.

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How to save on a vehicle purchase
Spring Survey: Consumers Plan to Buy Cars Despite Costs

October 31, 2026

Spring survey results from Freedom Debt Relief shows consumers plan big ticket purchases in the next 12 months.

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mom and daughter (adult)
Words From the Wise: Financial Tips From Our Moms

November 1, 2026

Blog post tips from FDR team moms

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