author

Christy Bieber

Financial content writer

Christy Bieber has been writing about personal finance and law for 16 years. She has a JD from UCLA School of Law with a focus on business law, and a BA in English, Media & Communications from the University of Rochester, as well as a Certificate of Business Administration.

Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance
The Shocking Math: Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance

October 31, 2025

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

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Open Enrollment 2021: Do You Need an HSA?
Open Enrollment 2021: Do You Need an HSA?

October 27, 2025

As open enrollment begins, you may want to consider enrolling in an HSA, which is…

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How Do You Know When Your Debt is Too Big to Try to Repay in Full?
How Do You Know When Your Debt is Too Big to Try to Repay in Full?

November 1, 2025

When you’re drowning in debt, there’s a lifesaver to grab. Here are your options when your debt is too big.

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Debt Relief Options
Credit Counseling vs. Debt Relief vs. Bankruptcy: Which Option Is Right for You? [2025 Guide]

November 17, 2025

When you’re drowning in debt, you have options. Learn how to choose the debt solution that fits best.

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This Is the One Thing You Should Never Do When You're Dealing with Debt
This Is the One Thing You Should Never Do When You're Dealing with Debt

November 1, 2025

When you need a fistful of cash to fix a financial problem, there’s one cookie jar you shouldn’t reach into.

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7 Ways to Save More for Retirement, Starting Now
7 Ways to Save More for Retirement, Starting Now

November 13, 2025

For more financial security in your golden years, follow these seven simple steps to save more for retirement, starting today.

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Your Emergency Financial First Aid Kit
Your Emergency Financial First Aid Kit

November 18, 2025

In an emergency, you need to keep yourself, your family, and your financial future safe.…

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6 Steps to Finally Get Rid of Your Debt in 2025
6 Steps to Finally Get Rid of Your Debt in 2026

November 6, 2025

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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What to do if you're subject to wage garnishment for student loan debt
What to Do if You're Subject to Wage Garnishment for Student Loan Debt

November 6, 2025

Worried about your student loans? We’ll walk you through seven strategies to cope with default and wage garnishment.

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3 Reasons People Stay In Debt
4 Reasons People Stay In Debt (and What To Do About It)

November 6, 2025

People get into debt for many reasons. But sometimes, they stay in debt because they…

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