author

Christy Bieber

Financial content writer

Christy Bieber has been writing about personal finance and law for 16 years. She has a JD from UCLA School of Law with a focus on business law, and a BA in English, Media & Communications from the University of Rochester, as well as a Certificate of Business Administration.

Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt
Dropping All Your Fun Spending Isn't the Best Way to Deal With Credit Card Debt

March 29, 2026

You probably aren't going to be able to live on a bare-bones budget for long. Try these options instead.

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How to Budget to Pay Off Debt
How to Budget to Pay Off Debt

April 2, 2026

Making a realistic budget that prioritizes debt payoff is often the best and fastest way to become debt-free.

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The Average Tax Refund in 2026 Is $1,000 Higher. Here's What to Do With Yours
The Average Tax Refund in 2026 Is $1,000 Higher. Here's What to Do With Yours

May 2, 2026

Many refunds are bigger in 2026, and that could mean a chance to improve your finances. Here’s how to put yours to use.

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6 Steps to Finally Get Rid of Your Debt in 2025
6 Steps to Finally Get Rid of Your Debt in 2026

March 17, 2026

If debt is weighing you down, you have options, from payback plans to debt relief. Get the details here.

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Recovering from a Contractor Gone Wrong…Without Bankruptcy
Recovering from a Contractor Gone Wrong…Without Bankruptcy

April 3, 2026

When a contractor takes you for a ride, you have options to fix your finances. Find out more.

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10 Holiday Shopping Debt Traps You Need to Avoid
10 Holiday Shopping Debt Traps You Need to Avoid

March 26, 2026

Far too many people end up with holiday debt regrets, but you can avoid them with careful budgeting and smart shopping.

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How to Avoid Lifestyle Creep and a Hamster Wheel of Debt
How to Avoid Lifestyle Creep and a Hamster Wheel of Debt

April 1, 2026

When you finally get out of debt, you don't want to dive back into borrowing too much again. Here's how you can avoid falling back into the debt trap.

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6 Fun Ways to Stay Motivated on Your Debt Payoff Journey
6 Fun Ways to Stay Motivated on Your Debt Payoff Journey

March 17, 2026

Making debt payoff fun could help you stay motivated to say goodbye to your creditors for good.

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3 Reasons People Stay In Debt
4 Reasons People Stay In Debt (and What To Do About It)

March 17, 2026

People get into debt for many reasons. But sometimes, they stay in debt because they…

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Snowball vs. Avalanche Method
Snowball vs. Avalanche Method: Your Total Cost

April 10, 2026

The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?

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