author

Christy Bieber

Financial content writer

Christy Bieber has been writing about personal finance and law for 16 years. She has a JD from UCLA School of Law with a focus on business law, and a BA in English, Media & Communications from the University of Rochester, as well as a Certificate of Business Administration.

6 Fun Ways to Stay Motivated on Your Debt Payoff Journey
Debt Payoff Journey: How to Stay Motivated to Pay Off Debt

November 4, 2026

Making debt payoff fun could help you stay motivated to say goodbye to your creditors for good.

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3 Reasons People Stay In Debt
4 Reasons People Stay In Debt (and What To Do About It)

November 4, 2026

People get into debt for many reasons. But sometimes, they stay in debt because they…

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Snowball vs. Avalanche Method
Snowball vs. Avalanche Method: Your Total Cost

October 27, 2026

The debt snowball approach focuses on psychology not math, but how big is the cost of choosing it over alternatives?

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Should You Change Your Financial Planning?
Should You Change Your Financial Planning?

October 26, 2026

Financial planning is important for everyone—whether you're wealthy or not.

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How Do You Know When Your Debt is Too Big to Try to Repay in Full?
Drowning in Debt: It's Time to Explore Options

October 28, 2026

When you’re drowning in debt, there’s a lifesaver to grab. Here are your options when your debt is too big.

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4 Things to Do If You Can't Pay Your Bills
What to Do When You Can't Pay Your Bills

October 28, 2026

Not being able to pay your bills is scary, but you can take action. Start with these tips.

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How to Settle Debt with Creditors
How to Settle Your Debt With Creditors

October 28, 2026

If you have unsecured debt that’s become overwhelming, debt settlement could be a way to get rid of it. Here's how.

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Is debt consolidation a good idea?
Is Debt Consolidation a Good Idea?

August 31, 2026

One loan, one payment: learn when debt consolidation could work in your favor, and when it might not.

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Is a Balance Transfer a Good Idea
Is a Balance Transfer a Good Idea?

August 31, 2026

A 0% intro APR could save you real money on debt, if you pay it off before the clock runs out.

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Debt Consolidation
How Does Debt Consolidation Work?

September 12, 2026

One new loan could replace several debts and simplify your budget, all in a single monthly payment.

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