1. Home
  2. BLOG
author

Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

401k loan to pay off credit card debt
Use a 401(k) Loan to Pay Off Credit Card Debt?

October 31, 2026

See the pros and cons of using a 401(k) loan to pay off credit card debt, plus possible alternatives.

Read more
Can I Take a Hardship Withdrawal for Credit Card Debt?
Can I Take a Hardship Withdrawal for Credit Card Debt?

October 22, 2026

No need to take a hardship withdrawal or 401(k) loan to pay off credit card debt. We’ll show you proven debt strategies.

Read more
Tips on paying off credit card debt
How to Pay Off Credit Card Debt

October 30, 2026

Learn payment methods and debt management techniques for paying off credit card debt faster and for less money.

Read more
Are Payroll Advances a Good Way to Make Ends Meet?
Are Payroll Advances a Good Way to Make Ends Meet?

October 23, 2026

Learn the pros and cons of using a payroll advance to gain financial flexibility.

Read more
Don't Count on a Fed Interest Rate Cut
Don't Count on a Fed Interest Rate Cut. Do This Instead

October 23, 2026

See how to pay less in credit card interest without waiting for Fed rate cuts.

Read more
 Is a Credit Card Secured or Unsecured Deb
Are Credit Cards Secured or Unsecured Debt?

October 23, 2026

Not sure whether a secured or unsecured card is right for you? Here’s how to make the right choice.

Read more
How to save when you buy furniture.
How to Save on Furniture

October 31, 2026

Furniture can be a big-ticket purchase, so you stand to save big if you can find lower-priced items. Find out how here.

Read more
How to Avoid Wedding Debt
How to Avoid Wedding Debt

October 31, 2026

It’s easy to get caught up in the excitement of wedding planning and spend more…

Read more
What Is the Community Reinvestment Act?
What Is the Community Reinvestment Act?

October 31, 2026

What is the CRA? What role does it play in social justice and how does…

Read more
Credit Card Interest Rate Cap
Credit Card Interest Rate Cap—Will It Fix Your Problems?

November 1, 2026

A proposed 10% cap on credit card rates might not help as much as it seems. Here’s what you can do instead.

Read more