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Richard Barrington

Contributing Author

Richard Barrington has over 20 years of experience in the investment management business and has been a financial writer for 15 years. Barrington has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications. Prior to beginning his investment career Barrington graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Why_Financial_Literacy_Is_Not_a_Buzz_Term
Why Financial Literacy Is Not Just a Buzz Term

July 31, 2026

Building your financial literacy can improve your life in countless ways.

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

April 1, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Who Can Access Your Credit Report
Who Can Access Your Credit Report and See Your Credit Score? The List Is Longer Than You Might Expect

August 5, 2026

Who can access your credit report? Lenders, employers, landlords…and more. Learn how to protect your privacy and rights.

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What’s the Difference Between Furlough, Layoff, and Termination?
Furlough vs Layoff vs Termination: What's the Difference?

August 5, 2026

Furlough, layoff, and termination may sound the same, but the differences are key. Here’s what they mean.

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Financial Emergency
Emergency Funds: Everything You Need to Know to Prepare Yourself for a Financial Emergency

August 5, 2026

Building an emergency fund is one of the best decisions you'll ever make for your finances.

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Tax Debt Relief
How to Find Tax Debt Relief: IRS Programs and Consolidation Options

August 24, 2026

Owe the IRS? These tax debt relief programs could lower your bill or buy you time to pay.

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7 Smart Ways to Pay off Student Loans
11 Smart Ways to Pay off Student Loans

September 21, 2026

Here are smart, practical ways to pay off student loans faster, from quick tweaks to federal forgiveness programs.

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Good Debt vs. Bad Debt: How to Tell the Difference

August 24, 2026

A mortgage and a credit card balance don't affect your money the same way. Here's the real difference.

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Is debt consolidation a good idea?
Is Debt Consolidation a Good Idea?

August 31, 2026

One loan, one payment: learn when debt consolidation could work in your favor, and when it might not.

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Debt Consolidation
How Does Debt Consolidation Work?

September 12, 2026

One new loan could replace several debts and simplify your budget, all in a single monthly payment.

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