author

Rebecca Lake

Contributing Author

Rebecca Lake has over a decade of experience as a money expert, researching and writing hundreds of articles on retirement, investing, budgeting, banking, loans, saving money, and more. She has been published in over 20 online finance publications, including SoFi, Forbes, Chime, CreditCards.com, Investopedia, SmartAsset, Nerdwallet, Credit Sesame, LendingTree, and more.

How Your Credit Score Is Determined
The Good, Fair, and Poor: How Your Credit Score Is Determined

September 21, 2026

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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Do You Really Need a 20% Down Payment?
Do You Really Need a 20% Down Payment?

August 13, 2026

Don’t buy into the 20% down payment myth. There are other options, and some may be right for you.

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Debt Stress is a Drain on Job Performance
Debt Stress is a Drain on Job Performance. Here’s What Employers Can Do About It

August 13, 2026

Workers who struggle with managing debt face challenges that often spill over into the workplace. Employers can address this growing problem by embracing financial wellness benefits that improve employees’ productivity, retention...

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How to Prepare for a Recession If You are Already Struggling
How to Prepare for a Recession If You Are Already Struggling

August 13, 2026

How do you prepare for a recession when you already struggle financially? Even in tough…

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Raise Credit Score by 100 Points Overnight
Can You Raise Your Credit Score 100 Points Overnight?

August 13, 2026

You might be surprised at how quickly your credit score could jump. Here are a few moves that could get you big points fast.

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The Credit Card Burnout Study: How Many Americans Are Trapped in a Revolving Balance Cycle?

September 16, 2026

New data on 1,006 U.S. cardholders reveals who feels trapped in credit card debt and why they stay stuck. Learn more.

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Can a Credit Card Company Take Your House?
Can Credit Card Companies Take Your House?

March 4, 2026

A debt lawsuit could end with a lien on your home. Here's how it happens and what to do about it.

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