author

Rebecca Lake

Contributing Author

Rebecca Lake has over a decade of experience as a money expert, researching and writing hundreds of articles on retirement, investing, budgeting, banking, loans, saving money, and more. She has been published in over 20 online finance publications, including SoFi, Forbes, Chime, CreditCards.com, Investopedia, SmartAsset, Nerdwallet, Credit Sesame, LendingTree, and more.

How to get out of credit card debt without ruining your credit
How to Get Out of Credit Card Debt Without Paying: 3 Strategies

January 23, 2023

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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Does paying off credit card help credit score
Does Paying Off Your Credit Cards Help Your Credit Score

February 15, 2023

Paying off credit cards can help your credit scores in the long run. However, there are some situations where credit cards can hurt your scores if you're not careful.

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What is the Fair Debt Collection Practices Act - FDCPA
What is the Fair Debt Collection Practices Act - FDCPA?

February 16, 2023

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
How to Cope and Consolidate Your Credit Card Debt When Unemployed

July 8, 2020

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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Debt Relief Services
What Are Debt Relief Services?

November 16, 2022

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

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