author

Rebecca Lake

Contributing Author

Rebecca Lake has over a decade of experience as a money expert, researching and writing hundreds of articles on retirement, investing, budgeting, banking, loans, saving money, and more. She has been published in over 20 online finance publications, including SoFi, Forbes, Chime, CreditCards.com, Investopedia, SmartAsset, Nerdwallet, Credit Sesame, LendingTree, and more.

How Your Credit Score Is Determined
The Good, Fair, and Poor: How Your Credit Score Is Determined

September 21, 2026

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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Can You Settle a Deficiency Balance After Auto Repossession
Can You Settle a Deficiency Balance After Auto Repossession?

May 1, 2026

Repossession can leave you without a car, but you don't have to be stuck with leftover debt from a deficiency balance.

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What Is a Mechanic's Lien and How Does It Work?
What Is a Mechanic's Lien and How Does It Work?

April 1, 2026

A mechanic's lien could happen if you don’t pay a contractor. Learn how to get a lien released.

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Financial Abuse and Debt
Financial Abuse and Debt: What to Do If Your Partner Forced You to Borrow Money

May 1, 2026

If you're coerced into debt, you have the right to dispute the balances. Here’s how to get your financial life back.

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Ways to Get Help With Vet Bills
5 Ways to Get Help With Vet Bills

March 8, 2026

Vet bills can break the bank, but there are ways to get help paying for pet care.

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Debt Collection for Gym Membership
Debt Collection for Gym Membership

April 3, 2026

Owe money to a gym? Don't get caught in a collections trap for unpaid membership fees.

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Can a Co-Signer Settle a Debt?
Can a Co-Signer Settle a Debt?

April 2, 2026

When a co-signed loan becomes a financial headache, debt settlement may be the cure.

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How to get out of credit card debt without ruining your credit
How to Stop Paying Credit Cards Legally: Your Complete Guide to Debt Relief Options [2025]

March 12, 2026

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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How to Manage Credit Card Debt Long-Term
How to Manage Credit Card Debt Long-Term

April 20, 2026

Long-term credit card debt is a rude houseguest who steals your money and won't leave. Here's your plan to kick it out.

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