author

Rebecca Lake

Contributing Author

Rebecca Lake has over a decade of experience as a money expert, researching and writing hundreds of articles on retirement, investing, budgeting, banking, loans, saving money, and more. She has been published in over 20 online finance publications, including SoFi, Forbes, Chime, CreditCards.com, Investopedia, SmartAsset, Nerdwallet, Credit Sesame, LendingTree, and more.

Pros and cons of personal loans to pay off credit card debt
Pros and Cons of Using a Personal Loan to Pay Off Credit Card Debt

April 24, 2025

What are the pros and cons of using a personal loan to pay off credit card debt? Quicker payoff time and lower interest rates are great benefits, But if you are...

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What is the Fair Debt Collection Practices Act - FDCPA
What is the Fair Debt Collection Practices Act - FDCPA?

April 22, 2025

Get an angry call from a debt collector? Learn how to use the Fair Debt Collection Practices Act to stop the harassment.

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Bill Consolidation
What Is Bill Consolidation?

April 23, 2025

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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Debt Relief Services
What Are Debt Relief Services?

April 30, 2025

You may seek debt-relief services when you need help with debt. Companies that provide such services work with your creditors on your behalf to reduce...

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How to Cope and Consolidate Your Credit Card Debt When Unemployed
How to Cope and Consolidate Your Credit Card Debt When Unemployed

April 29, 2025

Unemployed with credit card debt? Here are ways to manage it: contact creditors, apply for aid, budget, avoid adding debt, and consider consolidation

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Can You Go To Jail For Credit Card Debt
Can You Go To Jail For Credit Card Debt?

April 24, 2025

Carrying credit card debt won't lead to jail time, even if you default. However, you could face other legal action if you fail to pay.

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Why is my credit score different on different sites
Why is My Credit Score Different on Different Sites?

April 30, 2025

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

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How to get out of credit card debt without ruining your credit
How to Get Out of Credit Card Debt Without Paying: 5 Strategies

May 1, 2025

Getting rid of credit card debt without paying anything is very rare, but you might be able to repay less than the full amount. Our expert explains.

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