author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

Bill Consolidation
What Is Bill Consolidation?

January 24, 2026

Learn how to consolidate bills with debt consolidation loans or debt management plans.

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 statutes of limitation credit card
What’s the Statute of Limitations on Credit Card Debt? (Updated for 2025)

January 16, 2026

Creditors can’t come after you forever. Their power has an expiration date called the statute of limitations.

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Maxed out credit cards
Maxed-Out Credit Cards: Why It's Bad and What to Do About It

January 16, 2026

Getting close to your credit limit? Already there? Here’s what happens next, and how to get it back under control.

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Talk to a Creditor About Loan Forbearance: A Step by Step Guide
Talk to a Creditor About Loan Forbearance: A Step-by-Step Guide

January 8, 2026

Loan forbearance might be a good solution if you’re struggling. Here’s how to talk to your creditors about it.

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

January 8, 2026

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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What Do You Do When You Can't Pay Your Bills
What to Do When You Can’t Pay Your Bills

January 10, 2026

Are you struggling to pay your bills—or unable to pay them at all? Here’s what to do, step by step.

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Student Loan Forgiveness
Student Loan Forgiveness

January 14, 2026

From federal forgiveness programs to debt settlement, see what you can do to wipe out your student loan debt.

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Survey: How Americans Spend Their Tax Refunds
Survey: How Americans Spend Their Tax Refunds

January 21, 2026

Freedom Debt Relief surveyed over 2,000 how they were planning to use their tax refund,…

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Five Facts About Debt Collector Calls You Need to Know
Ten Facts About Debt Collector Calls You Need to Know

January 21, 2026

Don’t let debt collectors catch you off guard. Our guide covers everything you need to know when a debt collector calls.

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Teach Your Kids How to Use a Credit Card Before College
Teach Your Kids How to Use a Credit Card Before College

January 27, 2026

Before they go to college, or maybe even before, you'll want to teach your kids…

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