author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

How Do You Get Out of Debt With No Money
How Do You Get Out of Debt With No Money?

January 14, 2026

Getting rid of debt with no money is a serious challenge. Our guide explains what your options are.

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Lowest Credit Score
Credit Card Limits Aren’t Keeping Up—and It’s Hurting People in These States

January 12, 2026

Your credit card balance isn’t all that matters. Learn what else adds to the pressure with credit card debt.

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Sued for Credit Card Debt
Sued for Credit Card Debt: Learn the Steps to Protect Yourself

January 15, 2026

Even when they sue, credit card companies often settle for much less than what they’re owed so the right strategy can save you a lot of money.

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Reasons to Choose a Debt Consolidation Loan vs. a Balance Transfer Card
5 Reasons to Choose a Debt Consolidation Loan vs. a Balance Transfer Card

January 9, 2026

Balance transfer cards get a lot of attention. Here’s why a debt consolidation loan might be better.

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How to Get Student Loan Debt Relief
4 Common Financial Mistakes New Grads Make

January 26, 2026

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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Should You Borrow Money from Friends and Family in Hard Times?
Should You Borrow Money from Friends and Family in Hard Times?

January 25, 2026

Borrowing money from friends and family can be tricky, but doable if you and your…

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Tips to Defend Yourself Against Zombie Debt
Tips to Defend Yourself Against Zombie Debt

January 25, 2026

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

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IRS scam phone call
Scam? The Tax Debt Compromise Program Phone Call

January 13, 2026

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Secured credit card vs Prepaid debit card
What’s the Difference Between a Secured Credit Card and a Prepaid Debit Card?

January 23, 2026

Secured credit cards and prepaid debit cards serve different purposes. Learn the differences.

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The Psychological Benefits of Settling Your Debts
The Psychological Benefits of Settling Your Debts 

January 20, 2026

Your debt could be affecting your mental health. Here’s what debt settlement can do to help.

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