author

Lyle Daly

Personal finance expert

Lyle is a financial writer for Freedom Debt Relief. He also covers investing research and analysis for The Motley Fool and has contributed to Evergreen Wealth and Monarch Money.

When Can a Credit Card Issuer Change My Interest Rate
When Can a Credit Card Issuer Change My Interest Rate?

November 25, 2025

Credit card issuers can raise your interest rate, but there are rules they need to follow. Find out more.

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How to Get Student Loan Debt Relief
4 Common Financial Mistakes New Grads Make

December 7, 2025

Top money mistakes that new grads make. Mistakes include failing to budget, not establishing a savings habit and blowing windfalls instead of saving them.

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4 Bad Ways to Pay Off Debt
7 Bad Ways to Pay Off Debt (and What to Do Instead)

December 1, 2025

Trying to decide what to do about your debt? Check out these bad debt payoff methods so you know what not to do.

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IRS scam phone call
Scam? The Tax Debt Compromise Program Phone Call

December 8, 2025

Got a robocall about settling tax debt? Learn the difference between legit IRS programs and costly tax relief scams.

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Five Facts About Debt Collector Calls You Need to Know
Ten Facts About Debt Collector Calls You Need to Know

December 1, 2025

Don’t let debt collectors catch you off guard. Our guide covers everything you need to know when a debt collector calls.

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Debt Settlement, Taxes, and Your 2018 Filing
Debt Settlement Taxes: Understanding the Tax Implications of Forgiven Debt [Updated for 2025]

December 6, 2025

One of the last steps in negotiating debt is figuring out your potential tax bill. Learn about debt settlement taxes here.

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Tips to Defend Yourself Against Zombie Debt
Tips to Defend Yourself Against Zombie Debt

December 5, 2025

Sometimes debt comes back from the grave. Find out how to keep zombie debt from haunting your finances.

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How Your Credit Score Is Determined
The Good, Fair, and Poor: How Your Credit Score Is Determined

December 6, 2025

Payment history is the biggest credit score factor. But what else figures in? Get the details you need here.

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6 Ways to Plan for a Debt-Free Holiday
The Gift of Financial Freedom—How to Avoid Holiday Debt

November 30, 2025

It’s the most wonderful—and expensive—time of year. Here’s how to stay out of holiday debt.

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