author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

does-unemployment-affect-your-credit-score
Does Unemployment Affect Your Credit Score?

August 13, 2026

While unemployment doesn't directly hurt your credit, the fallout from it could. Here’s how to protect yourself.

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Why Dealing with Debt Isn’t as Scary as You Think
Why Dealing with Debt Isn’t as Scary as You Think

April 2, 2026

Debt gets less scary when you start tackling it. We’ll show you how.

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Refinance Credit Card Debt
How to Refinance Credit Card Debt

April 1, 2026

Find out how to save money and make payments easier to manage by refinancing credit card debt.

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Ways to Pay Off Wedding Debt
Ways to Pay Off Wedding Debt

April 1, 2026

Don’t let lingering wedding debt fester. Here are four ways to pay it off.

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Can You Go To Jail For Credit Card Debt
Can You Go To Jail For Credit Card Debt?

April 1, 2026

There’s no debtors' prison, but debt could lead to other trouble. Learn how to avoid courtrooms and judges.

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Now’s the Time to Deal with Holiday Debt – Here’s How
Now’s the Time to Deal with Holiday Debt—Here’s How

March 31, 2026

How do you get rid of your holiday debt and move to a healthier financial…

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9 Smart Ways to Save Money on Summer Vacation
10 Smart Ways to Save Money on Summer Vacation

March 31, 2026

With a little bit of planning, you can enjoy an awesome vacation and still stay…

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Convenient Alternatives to Credit Cards
Convenient Alternatives to Credit Cards

March 10, 2026

Stay secure and in control of your money—see the best credit card alternatives for debt- and stress-free spending.

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What happens if you stop paying your bills?
What Happens If You Stop Paying Your Bills?

March 1, 2026

Financial hardship can put you behind on bills and spell trouble for your credit. Here's how to get back on track.

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What is Freedom Debt Relief and How Does It Relate to Achieve?
What is Freedom Debt Relief and How Does It Relate to Achieve?

July 16, 2026

Freedom Debt Relief is a unique program with its own dedicated team, its process, and website. Here’s what you need to know.

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