
Kimberly Rotter
Author
Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.
May 12, 2026
Two of the most popular debt payoff strategies—and the one you’ll actually stick to.
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Debt settlement could be a powerful debt relief tool. Here's how to know whether it's the right option for you.
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Change can be scary, but good. Find out how to change your spending habits in a way that benefits you.
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Addressing your debt now can help you enjoy a debt-free retirement when you're ready to leave the 9-to-5 behind.
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Financial knowledge is financial power. Learn about secured vs. unsecured debts and the best way to use them.
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You can’t slash every expense, but here are a few that may be easier to cut than you’d expect.
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Overspending could be your brain chasing rewards. Learn how to retrain it to spend smarter.
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Switching up your usual could help you get rid of debt faster. Here are a few lifestyle choices that could help.
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Home equity loans could be a smart way to consolidate your debt. Here's how to decide if they're right for you.
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Small choices could cost a lot. Find out which financial habits you might want to leave behind.
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