author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

How to Buy a House with Bad Credit
How to Buy a House with Bad Credit

March 28, 2026

Bad credit doesn't need to stand in the way of your dream of homeownership.

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How to Avoid Wedding Debt
How to Avoid Wedding Debt

March 28, 2026

It’s easy to get caught up in the excitement of wedding planning and spend more…

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Debt Payoff Stories from Instagram Influencers
Debt Payoff Stories from Instagram Influencers

March 29, 2026

Want to be a full-time content creator? A financial plan could help you lock in the influencer lifestyle and avoid debt.

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Budget billing graphic
What Is Budget Billing? A Guide to How It Works

March 28, 2026

Skip the bill shock—budget billing keeps your utility payments steady month after month.

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How to save when you buy furniture.
How to Save on Furniture

March 28, 2026

Furniture can be a big-ticket purchase, so you stand to save big if you can find lower-priced items. Find out how here.

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What Is the Community Reinvestment Act?
What Is the Community Reinvestment Act?

March 28, 2026

What is the CRA? What role does it play in social justice and how does…

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Which debt to pay off first
Which Debt Should You Pay Off First?

March 28, 2026

Take charge of your debt by choosing the first one to smash. We’ll help you learn how to prioritize your debt payoff order.

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What’s Your Financial Next Normal?
What’s Your Financial Next Normal?

March 28, 2026

Manifest a better financial future, and take these steps to make it happen. Here are tips for creating your new financial normal.

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Convenient Alternatives to Credit Cards
Convenient Alternatives to Credit Cards

March 28, 2026

Stay secure and in control of your money—see the best credit card alternatives for debt- and stress-free spending.

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Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance
The Shocking Math: Here's Why You Shouldn't Make Minimum Payments on a $10,000 Credit Card Balance

March 28, 2026

Credit card minimum payments can keep you in debt for decades. Here’s how to avoid falling into the trap.

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