author

Kimberly Rotter

Author

Kimberly Rotter is a financial counselor and consumer credit expert who helps people with average or low incomes discover how to create wealth and opportunities. She’s a veteran writer and editor who has spent more than 30 years creating thousands of hours of educational content in every possible format.

Personal Financial Planning for Your Financial Goals
12 Smart Money Management Tips to See You Through the Rest of the Year

February 4, 2026

Ready to finish the year strong? We have 12 smart money tips to get you there.

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Survey: 54% of Americans Can’t Handle a $500 Expense
How to Handle an Unexpected $500 Bill

February 4, 2026

We surveyed more than 2,000 Americans on their financial situation and learned that 54% of…

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Stay Debt Free This Holiday Season
Stay Debt Free This Holiday Season

February 4, 2026

Even if money is tight this year, you can enjoy the holidays without debt. Find…

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Survey: More Women Than Men Are Stressed About Debt
Survey: More Women Than Men Are Stressed About Debt

February 4, 2026

A survey from Freedom Debt Relief suggests that women tend to feel worse about debt…

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Is Your Financial Stress at an All Time High?
3 Reasons Your Financial Stress Is At an All-Time High

February 4, 2026

Even if your financial stress is at an all time high, there are ways to…

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The 3-6-9 Emergency Fund
The 3-6-9 Emergency Fund: How Much Do You Really Need?

February 4, 2026

Is three months' bills enough saved? Here’s how to know how much to put in your emergency fund.

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Frozen Bank Account
Why a Bank Account Could be Frozen and How to Deal With It

February 4, 2026

Even if your bank account is frozen, there are steps you could take to unlock it and get back on track with your money.

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Couples and Money
Couples and Money: How and Why to Get on the Same Page About Debt

February 4, 2026

Couples often benefit from talking about money. Here's how and why couples should get on the same page about debt.

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What Is the Debt Snowball Method
What Is the Debt Snowball Method?

February 4, 2026

The debt snowball method could help you stay motivated while you knock out one debt at a time until your debts are gone.

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